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transfer of equity x

  • ringzer
    started a topic Adding wife to BTL property

    Adding wife to BTL property

    In 2005 I bought a BTL property in London with an outstanding mortgage of ~£150,000 and a current market value of ~ £500,000. The apartment has never been lived in by me and my name alone is on the title deeds and mortgage.

    I would like to add my wife to the property, either 1) title...
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  • foxy88
    started a topic Joint ownership to Sole ownership - Stamp Duty.

    Joint ownership to Sole ownership - Stamp Duty.

    Afternoon,

    I own 2 properties with my sister who now lives abroad. We rent them both out. One is a joint mortgage (£250k property, 79k remaining on mortgage) and I wish to release equity from the property to buy an additional property for myself and my wife to live (currently renting)....
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  • WJM75
    started a topic SDLT on Transfer of Equity

    SDLT on Transfer of Equity

    I am thinking of transferring a BTL property from my sole name into joint names with my wife to save tax. We both already own other property. The outstanding mortgage on the property being transferred is less than £80,000, so the mortgage debt taken on by my wife would be below £40,000, although the...
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  • monkeymagic3
    started a topic Insolvency act indemnity insurance

    Insolvency act indemnity insurance

    I own a property jointly with my wife and brother in law as tenants in common(he owns 50%. my wife and I own 25% each). We are selling the property at an agreed value of £150,000 (market value) and before the sale goes through, I would like to remove myself from the title of the property so that my...
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