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  • Onepropertygirl
    started a topic Shortfall in LTV

    Shortfall in LTV

    I let out 1 house which I used to live in and couldn't sell. I need to transfer my personal mortgage to a BTL. Repayments would reduce by £250 a month as Im on a high rate at present. The mortgage works and Birmingham and Midshire have both come back with an offer of a mortgage £13k less that what...
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  • Are 85% BTL mortgages really available?

    Hope someone can help.

    I am the freeholder of a property where I also own the lease of the ground floor and there are two flats above me sold on long leases. The attic belongs to me as freeholder but is currently only accessible via the 2nd floor flat. This flat is now on the market and...
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