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[Jon66]

Don't forget an EPC. Speak to hmrc and ask if they can collect tax via paye. I believe they will if either the income from the property is less than 10k or the profit is, look it up on hmrc website, I can't recall. Do it before 31 Jan 19, so the end of the month.

[Jon66]

Op has been understanding and given time to pay, but if the tenant cannot afford the rent, dragging it out is not going to help her. Tenant could have advised the ll her position re benefits. Also it may be useful if op serves a s21. T could possibly then access a payment from the homelessness prevention...

[Jon66]

Yes it is taxable. There are some hmrc podcasts etc by hmrc which tell you what expenses you can claim against it. Any scope to reduce your mortgage payments, by switching to interest only?

[Jon66]

I wouldn't do what dpt57 has suggested as that simply creates ambiguity.

[Jon66]

EPCs are available online from the epc register.

[Jon66]

I don't think i would wait the 24 hours if the windows are still open if it means people could get through the windows. If nobody is there, go in to close the windows tonight to secure the property. If it is trashed she could say it was a burglar. I think you would be ok treating it as an emergency...

[Jon66]

Yes good advice from Mariner.

[Jon66]

He sounds volatile so my advice would be to change the locks when he is out and pack his stuff up. Leave it in an accessible place like the garage, or a porch. Don't open the door to him just say through the door he doesn't live there any more and call the police if he kicks off. By the way the police...

[Jon66]

Zombie thread

[Jon66]

I'm not sure, surely you just turn the water off and open the hot water taps to drain the hot water tank? Is this an early April fool joke? I must be missing something, I think I'll turn in 😭

[Jon66]

Put in a formal complaint to Santander and make sure they are aware off all the facts as you have put here. Have a look at the Financial Ombudsman site and follow their process. I think santander have 4 weeks to issue a final response then you can go the FO. The grounds are they are being unreasonable....

[Jon66]

You can change the locks tomorrow and remove his belongings from the property and there is no action he can take providing his goods are not damaged. The Protection from Eviction Act does not apply.

[Jon66]

The short answer is yes you can claim from the deposit and providing you have evidence of the damage it should be fine. Photos are useful and an independent inventory. Without evidence it is unlikely to be successful.

[Jon66]

Yes you can do it yourself. There are videos available by hmrc online explaining tax for landlords and what is allowable etc. You will have some income in 18/19 tax year so you will need to do self assessment incl property section. If you do it online, and you will need to register well in advance,...

[Jon66]

What does your contract say?

[Jon66]

The point is surely that until the property is relet there has been no surrender. Therefore the ll can claim from the tenant the rent for the "void period" (although it isnt a void period as such because the tenancy is within the fixed period and the ll has not yet accepted a surrender)....

[Jon66]

The best book is defending possession proceedings by nic madge, jan luba et al. The definitive text for this side of housing law. Its a great book.

[Jon66]

I am not suggesting leaving the property empty, but you do not have a duty to mitigate your loss so in the end, if you have a void period of a month to 6 weeks or even longer you can claim that from the tenant, although as previously stated the t is liable for the whole of the rent to the end of the...

[Jon66]

@TedEBear A landlord does not have to mitigate their loss. http://www.bailii.org/ew/cases/EWCA/Civ/2006/1659.html

(1) ROBERT REICHMAN (2) MONICA DUNN

Claimants Respondents

...

[Jon66]

None at all, get the full deposit and pursue the remainder through mcol, as breach of contract, but it probably isn't worth it unless you know they have money or have details of their current employment for an attachment to earnings, or third party order via their bank.