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[Jon66]

You are not inexperienced and know the difficulties and the market.

I would not mortgage or remortgage my main residence for a buy to let at the moment and I'm experienced.
If values fall as some predict you could be stuck with loan to value being high and unable to secure best rates....

[Jon66]

A crime has been committed and you should have been given a crime reference number. If you are so inclined you could do a quick written complaint to the police. The stats are so off for this type of crime because of the way they refuse, wrongly, not to process them. This type of thing by the police...

[Jon66]

Yes agreed, some people should not be landlords if the business cannot be run along professional lines....

[Jon66]

Can you not stay in the property overnight? Is there not a communal area you can put an airbed and a sleeping bag?

[Jon66]

Not a good time for inexperienced landlords.

[Jon66]

What does the tenancy agreement say about gardening and the condition of same?...

[Jon66]

A difficult position. Anecdotally my neighbour had a similar problem and went through the builders insurance which oversaw the remedial work, which was having most of the work redone with their insurers paying. Have you any knowledge as to their insurance position?...

[Jon66]

A tiny bit of good news, for now.

jpkeates I suspect they mean notices seeking possession but it is a very shoddily written article....

[Jon66]

Find a decent agent.

[Jon66]

Of course you can. They are working for you and you are paying for their service. The tail doesn't wag the dog.

[Jon66]

Don't you think we all have to think about our attitude to risk and act accordingly. For example we no longer eat out or go to bars, I don't shop for clothes or 'fripperies' anymore, and we don't sit indoors if we are socialising. We carry hand gel and use it after touching anything and try to stay...

[Jon66]

If they won't budge on the ground rent, then you have to decide whether you are willing to continue with the sale. Unfortunately there is little else you can do. Things said at the viewing stage are often 'fluff' designed to draw the buyer in and as contracts are negotiated just prior to the exchange...

[Jon66]

You can send the information to court quoting the case number and ask them to include it in the bundle. If it's a mandatory ground the information will make little if any difference to the outcome.

[Jon66]

Thanks Gordon999 🙄

[Jon66]

This is the landlord's responsibility as to rectify it will probably mean shaving a bit off the bottom of the doors. Not something a tenant should be doing. There's carpet in the bathroom?

[Jon66]

I think the answer is you would be in breach of the agreement if you didn't stick to the terms, but in reality if you turfed her out tomorrow there is little she can do other than sue you for breaching the contract and her consequential losses, will she do that? I had this issue some years ago and it...

[Jon66]

My view is that irrespective of the legal position, it is not good practice, and as such is unprofessional....

[Jon66]

I hesitate to use anything other than legislation but this 2016 opinion is fairly clear.

https://wards.uk.com/news/penalty-st...ce-exception/#

[Jon66]

Well the main heading is higher rates for additional properties. The sub heading is if you're replacing your main residence.

My understanding is this has been the position for some years. I'll try and find some clarification but I agree it is ambiguous.

[Jon66]

jpkeates I'm afraid you are incorrect.
If you’re replacing your main residence

You will not pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.

If you have not sold your main residence on the day you complete...