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[ashburnham]

If the property is let furnished then landlords contents insurance would also be a good idea. Even if it isn't furnished, there is still likely to be a small amount of your contents such as carpets, curtains that you could consider getting cover for. Other things to consider are legal protection cover...

[ashburnham]

You can still get a joint policy for the entire property without a management company. You will just need to take out a policy with all the freeholders individidually noted as policyholders. Obviously this does mean that if freeholders change then the policy needs to be updated (having a management...

[ashburnham]

I would suggest contacting a few brokers from the LandlordZONE Insurance Directory. Compare cover/exclusions/terms carefully as the small print in these policies can be a minefield. A good broker will help go through their policy in detail with you.

[ashburnham]

It is recommended to get a joint buildings policy to cover the entire building. You can't rely on others to get their own insurance which would lead to problems if there was a joint claim and one party was uninsured. Even if they are insured, getting two different insurers to liase and share claim costs...