Doncaster property training debt soldier killed himself

[loanarranger]

No problem if you need any further help or advice just let us know.

[loanarranger]

In order that the OP can gain access to the Whole of Market it would be necessary for his father to join in on the mortgage, as I have already written in my responses , being a Non Homeowner obliges him to use one of the lenders whose criteria does not require this eligibility and by default will pay...

[loanarranger]

Hi JP , the program can be found on BBC IPlayer ,it was a crowd thumping display promulgated by the guy who owned the business supported by a multitude of people whipping up a frenzy from the audience, so clearly the mob mentality was intended to say if you don’t join in your aren't interested in...

[loanarranger]

There are only two lenders who lend 10 year Fixed Rates on Buy to Let Mortgages , both of which require a 25% Deposit and a proveable Income of at least £25000. The majority of lenders focus on both short term and medium term products ranging from 2 year to 5 Years. In common with the two mentioned...

[loanarranger]

Your last paragraph raises the significant question regarding the affordability of a regulated mortgage.As you state your parents are in their 60’s, are either in full time employment/ self employed or live off a private pension plus their state pension .

There are indeed schemes designed...

[loanarranger]

Having seen the program it is disappointing give the manner of the presentation and “ Interview” that people are indeed seduced into parting with such large amounts; having attended several different presentations over recent years on behalf of clients the only comments I can make is that they all...

[loanarranger]

Coming on the back of my posting and For those Forum posters who haven’t seen the tweet from Landlordzone this morning , there is a program on BBC 1 this evening at 7:30 which focuses on one particular Educator who Charges very high fees with the usual guarantees , a definite MUST to view given my...

[loanarranger]

Given the dire statistics given I would not expect many lenders wanting to lend, I know this is a sensitive subject as no area wants to be thought of as being “Redlined” but given the stats coupled with history of mortgage arrears and repossessions which ultimately be sold at Way below assumed market...

[loanarranger]

Thanks Boletus for providing the actual link

[loanarranger]

I hope the Forum moderator will permit me to mention the following and whilst it is an extreme example , I believe it offers a Saluatory lesson to anyone considering responding to the inducements offered by so called property educators .

The article has appeared in the Money section on...

[loanarranger]

If the surveyor were to speak with his own agency and others within the immediate vicinity he should be able to provide a true independent valuation rather than checking the AVM.

Sorry you are disappointed with the service/advice from your broker , just bear that in mind when you next need...

[loanarranger]

The Halifax AVM is an aggregate of prices achieved within this catchment area, so with averages we know that there are higher prices, similar and others lower but the algorithm calculates what the characteristics combined work out at and in your instance a value which you consider to be below the true...

[loanarranger]

AVM’s are notoriously inaccurate and more disputes arise between brokers and lenders and from a personal perspective Halifax is certainly top of the list. I am also not a fan of Cornell’s but but others may take a different view.
It is important to produce details of identical properties in...

[loanarranger]

The mortgage term would possibly be limited to a maximum of 21 years and even if it were slightly longer the capital & Interest repayments would be highly significant and as such would possibly bust the affordability assessment. If your broker hasn’t cautioned you on this vital matter I would...

[loanarranger]

The following article has appeared today in a Mortgage Advisor publication

" Govt scraps Liverpool landlord licensing

By Leah Milner 14^th January 2020 9:49 am The UK’s largest landlord licensing scheme has been scrapped after the government refused an application to extend the...

[loanarranger]

Escalating Service Charges and Ground Rents are indeed an area of concern for the vast majority of leaseholders and indeed does negate some of the rental income, the mechanism for the manner in which is being used has prompted our RMA to challenge the Freeholder , no doubt the same is affecting the...

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JKO remember we have vays of making you obey,

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Gordon999 I can confirm that whilst there has been a shift of certain staff back to their European Head Offices ,this in itself has not diminished the demand for good quality accommodation. I have a flat in the Docklands catchment area , it was marketed at what I considered to be a realistic rent for...

[loanarranger]

Without wishing to appear negative, I suspect that if the property is in Mortgage then the lender will indeed be concerned at what is being proposed by way of letting the propertyto a third part organisation who in turn will let the property as a Limited Company, furthermore if the lender does not accommodate...

[loanarranger]

There are indeed Specialist short term lenders who will assist with development projects, but in the main only once Planning Consent has been obtained. Each lender has its own maximum level of development finance geared against the Gross Development value of the project. Interest can be rolled up or...