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[loanarranger]

For the purpose of clarifying actual offers of loan , much depends on whether the application is for residential Homeownership or Buy to Let:-

Residential Mortgage offers are valid for 6 months
Buy to Let in all its guises are in the main valid for three months, a minority do have...

[loanarranger]

It is only an AIP, no formal application has been submitted and therefore one is at liberty to submit another AIP even if one is adding another partner to the loan.
One word of caution, some lenders leave a hard footprint on your credit profile , whilst others only a soft footprint, too many hard...

[loanarranger]

You would not be able to complete on a residential mortgage whilst the tenant is in situ , If you were able to secure a Buy to Let mortgage , you would have to put in place an AST which would have to be for a minimum of 6 months, if the current tenant is proving to be a challenge then he/she/ they could...

[loanarranger]

In buy to Let terms there are no schemes which do not come with without ERC’s. I would suggest that you firstly establish how much you might be able to borrow using your income given that any subsequent request for the loan to be converted to a residential mortgage would be based rather on a rental...

[loanarranger]

If you have no intentions of moving I would advocate taking as long a Fixed Rate as is possible but with the proviso that the loan could be portable thereby enabling the loan to be switched to another property should circumstances necessitate a need to changed your current intentions, clearly a 10 year...