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[jpkeates]

I'd probably get someone else to do another EICR, either you're in a big expensive southern city and/or they're taking the proverbial....

[jpkeates]

No.

You are being asked for compensation for a loss beyond fair wear and tear which the landlord is obliged to keep to a minimum.
The loss would be the lost use of the carpet, which have lasted 5 years already, and would have had an expected lifetime of maybe 8 years.

...

[jpkeates]

Yes.

Essentially your wife joining the mortgage means that this isn't a gift, it's a sale at 50% of the value of the mortgage for SDLT purposes....

[jpkeates]

The government has been running scared because they've been told there will be a wave of homelessness, because there's a huge number of people due to be evicted PLUS an even huger number in arrears who will be evicted immediately it's not next to impossible.

But that doesn't seem to be...

[jpkeates]

I don't see how the supplier would know when the meter was bypassed.

The people who actually supply the power to the meter would be able to tell if it was bypassed "now" by checking it, but that's not necessarily who the tenant's supplier is.

It would be interesting...

[jpkeates]

There's always a risk that the intention, policy and reality differ, but a non-rent paying tenant probably shouldn't qualify for a breathing space anyway.

As one of the debt counselling services is run by Shelter, we shall have to see....

[jpkeates]

If the tenancy has wording that means it continues to be periodic the notice will be whatever the contract says it is.
If the tenancy doesn't keep the tenancy alive, or says that it continues as a new periodic tenancy, the tenant's notice (provided they're paying monthly) is a minimum of a month...

[jpkeates]

When a tenant doesn't pay rent (or full rent) it shouldn't represent an actual cost to the landlord.
it's planned for income that hasn't materialised, but there should be a fair amount of that figure that's profit.

If there's a mortgage on the property, the landlord's loss would be...

[jpkeates]

The government has recently changed its guidance relating to evictions, because the deadline for serving a reactivation notice has passed.
Which is possibly an indication that there won't be a further extension.

Any pre 3rd August 2020 possession claims where there is no reactivation...

[jpkeates]

Abstracting electricty (in England and Wales) is a criminal offence with a possible sentence of up to five years in prison.

The power company is more likely to sue someone for their losses, though, because the burden of proof is lower.

For the criminal charge the innocent until...

[jpkeates]

As long as you accept the notice it's going to be valid unless either of you change your mind.

Is the tenancy periodic?

[jpkeates]

Given that the ban was introduced by the government and has been extended by the government, that's a very positive take on an increase in the government's majority.

[jpkeates]

Usually what's being leased is the pitch, not the mobile home itself.
And a) the lease normally precludes what you're suggesting and b) it's very difficult to meet the regulatory requirements of a residential let (EPC and EICR would probably be issues)

[jpkeates]

I think the reason Shelter say this is that the legal requirements for defending a section 21 notice as a retaliatory eviction require the tenant to tell the landlord of any issues (and receive an unsatisfactory or no response) before involving the local authority.
If the tenant doesn't do this,...

[jpkeates]

If I felt like this, I would sell any rental property I owned and do something else.
No one is compelled to be a landlord and engaging in business with people you feel have an unreasonable advantage over you is not healthy....

[jpkeates]

If the mortgage is in your name and you've transferred part ownership to your wife, what did you do about the lender's charge on the property?
Your lender is unlikely to want to lend against part of a property....

[jpkeates]

boletus And the scary part is that the government seems quite relaxed that 700,000 people will get into serious but avoidable debt and need professional help to sort themselves out.
There's something basically wrong about that.

A breathing space is only useful for people in financial...

[jpkeates]

A bit off topic, but for anyone taking regular medication and is under 60, it's possible to buy a prescription pre-payment certificate, which costs £108.10 for 12 months of all the medication you normally pay £9.35 a pop for.
If you take more than one type of medication it's a real saving -...

[jpkeates]

The tenant would also have to be in a debt management process as well as experiencing a mental health crisis.
Debt management programmes prioritise payment of things like rent.
If making routine essential payments isn't possible, there's not much point in debt management or a breathing ...

[jpkeates]

It will be technically quite difficult for it to simply go on forever.

The legislation that allows the government to stay the execution of warrants expires every three months.
But because its the same legislation that allows the government to manage the lockdowns and close shops it...