User Profile

[royw]

Up to you but I'd buy something else instead.

[royw]

So after paying 10k for solid wall insulation (stone houses) then they expect a further 15k for a ground source heat pump (figures may not be right, it's what they said in the article) . So that's no profit for 5 years. But we'll still be allowed to fly everywhere so the environment is only important...

[royw]

Why do we need an ever increasing economy? GDP per capita hasn't changed so yes, some people have done well but many are worse off. The divide has never been greater. Many, many people are in jobs that are beneath their ability. Instead of retraining older workers employers just use a younger, ready...

[royw]

Yachts are movable - why not sail it somewhere else?
The biggest benefit should be that we stop importing millions of people. Only Bozo (or perhaps Princess Nut Nuts) seems to think we'll just import them from outside the EU instead. Wouldn't it be nice if we weren't turning our countryside into...

[royw]

Not very relevant as this study was from 1967 - 2009 on healthy individuals aged from 16 - 65. We vaccinate the unhealthy and those over 65 and we may have got better at predicting which strains need to go into it since 2009. Don't expect a hospital bed this winter if you get badly ill with it.
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[royw]

The stamp duty holiday may not be extended. If it isn't it might be better to sell at least one now.

[royw]

Don't they include the gain in your income so for that year you will be the higher tax bracket and pay tax at 40% even if your income puts you in the basic tax rate bracket?...

[royw]

I'm starting to think I should have voted for Corbyn. He could hardly have done a better job at ruining the economy or the PRS. Time to start growing bananas.

[royw]

We're a doormat for everything else so why not CGT too?

[royw]

They will usually tell you if you need to apply for planning permission, it isn't the same as pre application advice. I may be wrong but assuming all the work is internal and it isn't a listed building I don't see it's any of their business.

[royw]

There's a difference between noise that's tolerable when you're awake but not when you're trying to sleep. Nothing you can do about it though, if she can't cope with shared living her solution would be to rent an entire property.

[royw]

No, but I have a plumber who will attend.

[royw]

Given her attitude in your shoes I would use the dispute service. I would call the chairs and vinyl fair wear and tear rather than damage. You're right that she can only claim for the use she has lost not for the cost of a new item. Expected life of furniture depends on the quality, well made solid...

[royw]

As long as he can provide a similar legal pack you get at auction I would consider it with a similar contract so he can't pull out either.

[royw]

Meanwhile here on planet Earth... a LL register will of course be paid for by landlords and add a level of beurocracy that does nothing useful and is run by jobsworth idiots. And just like everything else the law abiding will register while the dodgy landlords will carry on exactly as they are. Next...