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[boletus]

You've been posting similar stuff for the last 10 years, maybe it's time to change your business model?

[boletus]

Was the rent paid?

Did you clean the flat when you left?

[boletus]

That's a bit rich coming from someone posting some half arsed ambiguous comment about 28 days.

But if it's not patently obvious, then the vast majority of landlords currently do not have to give their tenants an EICR.

Here is a source citing the legal position;

...

[boletus]

No they aren't.



No they aren't....

[boletus]

No they aren't....

[boletus]

Get them to sign it at the next inspection.

[boletus]

TMW suit much of your criteria;

https://www.themortgageworks.co.uk/lending-criteria

[boletus]

Doh! Just when I thought there was a glimmer of hope....

[boletus]

Bloody hell indeed.

Ground 1 looks like a possibility for me though....

[boletus]

It certainly wasn't obvious, it was misleading at best.



YMIU
(You're Making It Up)...

[boletus]

1. How are you going to prove it? Even in normal times, 3 weeks and a month's notice wouldn't qualify as abandonment. The tenant could very well be in lockdown with parents, in hospital or in nick.

2. I've found tenant's family to be extremely cooperative in such situations when approached...

[boletus]

Sad situation, I've been through similar.
It shouldn't be too difficult to find the parents.
I'd get them on side with a view to the tenant signing a deed of surrender.

[boletus]

https://yourmoney.lumio-app.com/how-...ies-in-the-uk/

According to the Office of National Statistics, the typical English tenant paid an average of 27% on housing costs—nearly a quarter of their total gross income.

[boletus]

The point being that it is work. Even just a few vanilla properties takes time, effort and risk. A larger complex portfolio considerably more.

It is not the passive investment armchair experts like to pretend....

[boletus]

.......Bless 'em....

[boletus]

In the first place I'd try this.

And just keep the landlord informed out of courtesy....

[boletus]

Look up the "leakage allowance" policy for your individual water company. (I think you'll be alright)
This is quite typical;

• For leaks that you are responsible to fix, you must repair the leak within 28 days of our visit to qualify for the allowance, and you must claim the allowance

...

[boletus]

How's that going to work out after inflation relief?



Have you worked out your CGT bill?



What has changed? You knew this already (or should have known)....

[boletus]

Ha ha! Yes, suppose you're right. If that's confused anyone, the proposals are;

Increase the lower rate from 18% to 20%. Increase the higher rate from 28% to 40%.



They've recognised the unfairness of that and have proposed reintroducing inflation relief, might...

[boletus]

They aren't proposing to double the tax on property.
It's a 2% increase on the lower rate and a 12% increase on the higher rate.
If it ever happens....