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cfaproperty
Senior Member
Last Activity: 23-08-2017, 08:59 AM
Joined: 12-01-2010
Location: West Midlands
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  • cfaproperty
    replied to I'm in a quandry
    Essentially all lenders will take a first charge against the specific property asset, rely on PGs from the shareholders to back them up, and take a debenture (fixed and floating charge) behind that. If a company's assets are essentially just the properties they hold there is little value in the debenture...
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  • cfaproperty
    replied to Remortgage advice
    I have never known a lender even ask health questions - with your personal (rather than property related) insurances, that would be different
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