Why will no white male landlords accept DSS!

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    Why will no white male landlords accept DSS!

    Hi, first let me make it quite clear that I have absolutely no racial preference either way for who my landlord is. My question/query here is purely based off experience both personal and of acquaintances in my area. I live in the Birmingham area and I have been renting my house while on DSS with no problems for over 4 years now. I pay the landlord my LHA every 2 weeks in arrears and he is fine with that. However, I have recently acquired enough money for a deposit and I am now looking for an even better house for me and my children, but I want to stay in the same area. I have been on some local websites and checked what's on offer through private landlords. I have called them up and emailed them just to enquire, and without hesitation every single landlord that is an Asian guy has had no problem with accepting housing benefit tenants. Now, by the same token every single white guy landlord has FIRMLY stated in his ad that he will accept 'NO DSS', or that he will need this and that before renting to DSS tenant. Guarantor, hundreds of references, a few months rent etc etc. They absolutely will NOT negotiate, and are very unwelcoming to DSS tenant.

    What's the deal here? Why are the Asian landlords so relaxed, but the white landlords are so unapproachable when it comes to DSS! This is not based off just one or two examples either, it's every single time I look at a property! While this doesn't really matter to me in the least, it has intrigued me enough to come to a landlord forum and ask about it. So what's the deal?

    #2
    There a many landlords of many ethnicities that are uncomfortable with accepting LHA tenants. they have good reason to be as well.

    Just for the record, I have LHA tenant's, and I'm white, she has been more trouble over the last 4 years than all of my other tenants, she is white English, Most of my other tenants are Eastern Europeans, I've only had one of those that gave trouble in rent paying.
    I offer no guarantee that anything I say is correct. wysiwyg

    Comment


      #3
      Do you mean that she is trouble because the rent always is 2 weeks in arrears when it comes in? I asked my landlord several times if this is a problem for him and his reply is always 'no no it's fine, it's not your fault if the stupid council pay it that way'.

      Perhaps it is just in this area then. I should point out I live in an inner city area so maybe there are just a higher proportion of Asian landlords then there would be in a more suburban area. But still even by looking at adverts right now, just seems those landlords with a white British background appear more hostile to DSS.

      Comment


        #4
        You are sounding very racist over this. If your thread was about (insert minority race here) then I'd imagine the reaction would be greater.

        Originally posted by David24 View Post
        They absolutely will NOT negotiate, and are very unwelcoming to DSS tenant.
        Probably because they run an advert stating no dss, no pets and no smoking and are probably inundated by stupid callers asking if they are ok taking benefits, housing their 4 dogs, 2 cats and if it's ok to smoke in the property. There are thousands upon thousands of 'white' landlords out there who taking tenants on HB. There are others, regardless of race who don't want to, have had a bad experience in the past or would actually prefer to have tenants who aren't in the property all day and all night speeding up the wear and tear of the property.
        "I'm afraid I didn't do enough background checks apart from checking her identity on Facebook" - ANON

        What I say is based on my own experience and research - Please don't take as gospel without first checking the gospel yourself.

        Comment


          #5
          Originally posted by David24 View Post
          Do you mean that she is trouble because the rent always is 2 weeks in arrears when it comes in? .
          You've made me chortle now. No, it's not because the rent is paid in arrears, It's because 3 years ago, when she was getting paid directly from the council, she did not pass it all on to me, and then then about December 2002 she kept the entire rent to give her new baby a good Christmas, ending up nearly £3500 in arrears.

          Her Mum intervened and started paying the top-up plus about £25 a month off the arrears.

          Then she moved a boyfriend in, got caught out and benefit stopped, chucked him out, got benefit started again and I eventually got paid, THEN she did the same thing last year, stupid girl, and she had another sprog.

          Again things have been sorted out for now, but £25 a month is going to take a long time to reduce the £3000 or so arrears.

          OTOH I must have had around £40000 in rent from her (or you, the taxpayer) in the 4 years she's been there, so I'm not complaining too much.
          I offer no guarantee that anything I say is correct. wysiwyg

          Comment


            #6
            This is a wind up or a troll eh??
            I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

            Comment


              #7
              Maybe.

              The poster says he's in Brummagem though, what troll would claim to come from there? Mind you, I was born in Balsall Heath. Right between Princess Road and Varna Road, and if you don't know why those two roads are (in)famous then you've led a very sheltered life.
              I offer no guarantee that anything I say is correct. wysiwyg

              Comment


                #8
                You're joking right? I actually live in Balsall Heath right now, and that's where I rent my house. It's not called Varna Road anymore by the way, I think it's Alexandra Road now.

                Comment


                  #9
                  Wannadonnadoodah,

                  Well, still that's my point why are they running these adverts specifying so many petty intricacies, while the Asian guys just put a phone number down and are willing to negotiate once they speak/meet with you? Don't get me wrong not every single Asian landlord is accepting of smokers, pets, benefits, whatever but they are more OPEN to negotiation than the white ones. I have actually spoken to several white landlords who weren't outright rude, but they refuse to concede on the DSS. Now the Asian guy who has never let to a DSS tenant will at least ask something like 'I'm not familiar with that, how does it work?' instead of just saying 'NO, look elsewhere'

                  Also, just because a tenant is in receipt of DSS doesn't mean they are sitting in the property all day twiddling their thumbs. I haven't been employed in years and I'm never in the house! Indeed, my landlord is always asking me why I am so hard to get a hold of when he needs to catch up with me.

                  Comment


                    #10
                    Centre of the universe, Birmingham.
                    When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
                    Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

                    Comment


                      #11
                      jta,

                      Oh, so how can she still be there if she is owing you so much money? When you go round to collect the rent, what does she say to you about all that she owes? She just gives you the rent and doesn't mention it? I pay some top up to my landlord too, but it's been so many years I don't even notice it. I just hand him the same amount every couple of weeks, but I'm sure that If I owed him as much as your tenant owes you, he might keep asking for it when he came for his normal rent before he leaves.

                      Comment


                        #12
                        Originally posted by David24 View Post
                        so many petty intricacies..................
                        The 'petty intricacies' are there in the first place as it's a landlords asset that he's looking to part ownership with. There is alot to be lost in having a bad tenant and alot to be gained in having a good one. When I advertise my property to let I place a couple of simple 'hiring of my house' conditions within that advert so it stops me having to wade through a mountain of crud to find a tenant who I like and will hopefully get on with. Just because you're in the market for renting a house and just because a landlord is in the market for finding someone to rent their house doesn't give you the right to do so I'm afraid.


                        Originally posted by David24 View Post
                        I haven't been employed in years and I'm never in the house! Indeed, my landlord is always asking me why I am so hard to get a hold of when he needs to catch up with me.
                        Could he not just phone Wetherspoons and ask to speak to you?
                        "I'm afraid I didn't do enough background checks apart from checking her identity on Facebook" - ANON

                        What I say is based on my own experience and research - Please don't take as gospel without first checking the gospel yourself.

                        Comment


                          #13
                          I am a white male landlord (as it happens in the Midlands) and I currently don't rent to people already on benefits (although people's circumstances can change once they're in situ).

                          I run this as a business, and there are two positives for not renting to that sector - fewer cash transactions and lower risk of default.
                          There are no corresponding negatives, I have no shortage of prospective tenants.

                          In the same way, I rent in places I know and that I can get to within about 30 minutes.
                          It's just a basically (hopefully) rational set of decisions to suit my business and my intended lifestyle.

                          If I wanted rapid growth, I'd rent smaller properties (with higher returns) and would need a broader prospect base - which would have to include people on benefits.
                          With a wider portfolio of lower income properties, a higher level of default is more acceptable in exchange for a greater income:investment ratio.
                          In that situation, cash would probably still be an issue, but one I'd have to put up with.
                          When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
                          Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

                          Comment


                            #14
                            Why are the Asian landlords so relaxed. ? ?

                            From T.V. documentaries, culture, reports, media, their outlook on life in this country compared to where they came from, or their family came from etc they may not always have the best properties, may not be 100% legal, may want to collect rent every week and not delare it to the tax man.

                            LOTS of reasons why anyone would instantly accept lower rent, and from some who may not be the best tenants.
                            Get the money in anyway they can, and economise with the properties, rules and regulations, as that's how you make more money by bending the rules to maximise profits.

                            AND it's a poor do if you cannot explain a cultures outlook on business without being called a racist

                            Comment


                              #15
                              Wannadonnadoodah,

                              Haha. I do drink but never in Wetherspoons (a bit lowbrow, no?) and my LL actually does drink at the same spot as me from time to time. I even hand him his rent in there sometimes.

                              But anyway, I'm not sure that I understand that you are implying that the LL is renting the place to the tenant, yet the tenant has NO authority to look at it as his home at all? The Council always say to people renting, they always say that a private let is just as good as a council let because the tenant can still make it his home. Decorate how he wants, have his pet lizard in the property etc. The council imply that the only considerable difference the tenant faces in taking your house instead of a council house is that you will ask for a higher rent, yet from what you're implying it seems that the tenant of the private let can only consider the dwelling as sort of just borrowing it off the landlord and he can never put his stamp on the house as his own because the landlord owning that house trumps everything.

                              Comment

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