UK CCJ in Scotland

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    UK CCJ in Scotland

    My tenant does not seem to mind getting CCJ. Will this affect his credit rating in Scotland if he moves there after the eviction.

    #2
    It's not a UK CCJ but (presumably) an English one. In Scotland they are Scottish court decrees.

    A wise landlord (in England, wales, NI, Scotland) will credit check prospective tenants: Depending on the credit check company (they can cost as little as £7/ per person) they should pick up CCJs and Scottish decrees whichever country they are done for. Certainy as a Scottish landlord I got a report of a CCJ for one applicant.


    but...
    - a) Many agents and landlords are too stupid or mean to bother &
    - b) Depends on exact processes of credit checker which neither I nor you know full details of.

    Credit rating is not picked up by (almost all) landlord credit checks IMHO

    As they don;t mind getting a CCJ may I 'umbly enquire did you credit check them & landlord reference them? Those who don;t mind a CCJ frequently have a big pile of them already. (Speaking from painful experience, havin in the past been stupid.._
    I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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      #3
      My tenant did not have CCJ before. Yes it was checked by the agency. But I have issued MCOL and am surprised that he does not seem to care if he gets it or not. So I assumed that maybe if he goes to live in Scotland later as he is Scottish maybe it would not matter if he has an English CCJ because it won’t be picked up by anybody there.

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        #4
        Does that mean agent says they credit checked them? Seen the report?
        I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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