Potential tenant- checking income/status

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Potential tenant- checking income/status

    Hi
    I have a potential tenant that has applied for a property. They have completed a referencing form ready for checking. They state they are employed and their mother is their employer, they are bookkeepers. I have asked for proof of income, they could not find their P60 but they have provided 6 months worth of wage slips.

    The suspicious side of me wonders if the income is true. As they work for their mother their mother could say any amount of income. They are bookkeepers and I’m sure it would not be hard with bookkeeping software to knock up some bogus wage slips.

    Is there a way of checking someone income that does not involve them or there employer

    #2
    Check with their accountants.

    P.P.
    Any information given in this post is based on my personal experience as a landlord, what I have learned from this and other boards and elsewhere. It is not to be relied on. Definitive advice is only available from a Solicitor or other appropriately qualified person.

    Comment


      #3
      thought of that, but as they are bookkeepers they do their own accounts and tax

      Comment


        #4
        Ask for Bank reference AND copies of three months' statements showing supposed income items credited?
        JEFFREY SHAW, solicitor [and Topic Expert], Nether Edge Law*
        1. Public advice is believed accurate, but I accept no legal responsibility except to direct-paying private clients.
        2. Telephone advice: see http://www.landlordzone.co.uk/forums/showthread.php?t=34638.
        3. For paid advice about conveyancing/leaseholds/L&T, contact me* and become a private client.
        4. *- Contact info: click on my name (blue-highlight link).

        Comment


          #5
          Bloody hell! What if someone lives in the cash economy or some other form of "tax planning"?
          Now signature free.

          Comment


            #6
            Originally posted by lorenzo View Post
            Bloody hell! What if someone lives in the cash economy or some other form of "tax planning"?
            Aren't they book-keepers, though?
            JEFFREY SHAW, solicitor [and Topic Expert], Nether Edge Law*
            1. Public advice is believed accurate, but I accept no legal responsibility except to direct-paying private clients.
            2. Telephone advice: see http://www.landlordzone.co.uk/forums/showthread.php?t=34638.
            3. For paid advice about conveyancing/leaseholds/L&T, contact me* and become a private client.
            4. *- Contact info: click on my name (blue-highlight link).

            Comment

            Latest Activity

            Collapse

            • Reply to MCOL & PCOL
              by Perce
              OS7

              Yes you can start your application now. The sooner the better, I think, as it takes time. My solicitors applied in the middle of Jan but I have not heard anything yet neither from the County Court nor The High Court (I applied to both).

              As far as I know the tenants...
              24-01-2021, 19:06 PM
            • MCOL & PCOL
              by OS7
              Hello Everyone,

              Via Section 21,i have recently been granted a possession order for my property to happen in middle Jan 2021. The tenants are claiming housing benefit and they owe rent arrears and monies just under £7000 - I have applied for MCOL and now currently waiting to request judgement...
              04-01-2021, 14:16 PM
            • Reply to Tenant county court claim
              by alice123
              I would get the advice of a good solicitor , he will charge but he will be able to help
              I personally think you did all you could to prevent this and the fact that you have -

              'we offered a professional mould clean, a dehumidifier and a to visit the flat to inspect the mould ourselves....
              24-01-2021, 18:51 PM
            • Tenant county court claim
              by Jennyturn
              Hello,

              I would really appreciate some advice before I contact a solicitor.

              In October my tenant reported that their was water coming in through a extractor fan via our agent. Who sent a contractor who recommended a damp report.

              I agree to this and it stated damp...
              24-01-2021, 13:14 PM
            • Reply to MCOL & PCOL
              by OS7
              Thanks Perce.
              I hope to speak to council tomorrow to let them know my intentions to evict.
              I also wanted to ask about your HCEO proceedings. Have you heard anyyhing back.
              Could I also ask as I am going via county court enforcement, could I start the application now for county court...
              24-01-2021, 18:02 PM
            • Reply to What happens when furlough ends?
              by Neelix
              a bit like lots of UK benefits...
              24-01-2021, 17:39 PM
            • What happens when furlough ends?
              by JK0
              A worrying thought has occurred to me tonight. If furlough ends on 30th April, as I believe it's meant to, are we going to find loads more tenants unable to pay their rent?

              I know one of mine is a taxi driver, and I'm amazed he's managed to come up with the rent so far.

              Any...
              23-01-2021, 19:40 PM
            • Reply to Renting to a housing professional
              by Hudson01
              Covid or not, no one will walk over any of my rental thresholds without me first meeting them, never have and never will, I put this alone down to why after many years in the BTL arena i have had zero arrears and zero notable issues.

              Its sounds odd behavior, that alone would be a no.
              24-01-2021, 17:24 PM
            • Renting to a housing professional
              by Celibin
              I have advertised a good size flat in a small town via an established Letting agent. A chap who lives some 60 miles away and will be working from home has got a colleague locally to visit the place and an offer has been made on it. (e will not be seeing the flat himself (as far as I am aware) and prefers...
              22-01-2021, 15:49 PM
            • Reply to What happens when furlough ends?
              by Hudson01
              I can see that point of view, my concern is the length of it and how people can easily become comfortable in getting paid very well for doing nothing at all, then getting back to work. My job has meant i have worked throughout the pandemic and in fact have been even more busy than normal, i have talked...
              24-01-2021, 17:09 PM
            Working...
            X