Tenant fell behind in rent - Payment plan

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    Tenant fell behind in rent - Payment plan

    I have a tenant who moved in on the 9th of January . Her partner has currently left her who went half on the rent. Her pay day from her job is 23rd which ment she had to pay last months rent on 23rd of the month . She has applied for HB and is only entitled to £39.47 week rent is £120 per week. I have said we will need to get the rent back in line with the tenancy. She has agreed she could do this by giving me a little more each month.


    How will it be best to go about this. She wants to pay rent on 23rd plus a little extra to get it back to 9th. Just cant see how to put this plan in place then get it back to the 9th .

    Thanks

    #2
    That's a simple practical issue, she won't ever be able to pay on the 9th, excepting a lottery win.
    Tell her that the rent is still due on the 9th, but you'll accept it a fortnight late as long as it comes on on the 23rd (or nearest work day).

    No point trying to do the impossible.
    When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
    Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

    Comment


      #3
      Were they both named as tenants?

      Speak to them about getting payments up to date but serve s8 (g10 & g11 if relevant plus any others) today as an indication you are serious. Evict with s21 though if you need to.

      I'd pursue all named tenants small claims today also for current outstanding rent.
      I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

      Comment


        #4
        I have a £250 deposit registered with DPS already. Would it be possible to take a extra £250 of her at £50 a month then she has to protect the deposit again at her cost. Then I could leave rent as 23rd month and I still have the cashflow I would of had. Plus the extra deposit to cover the gap inbetween 9th and 23rd ?

        Comment


          #5
          Originally posted by theartfullodger View Post
          I'd pursue all named tenants small claims today also for current outstanding rent.
          Dont really want to go down this root, This girl is honest and would never not pay up in end. I am a local landlord and have knew this girl 20 + years. I know this is business but I will get my money and house will be left in mint condition I am certain.

          Comment


            #6
            Can she afford to top up the rent to £120 each week? You should really do another credit check or if you want to do it less formally, sit down with her and her bank statements to check. Otherwise this problem will not be resolved simply by catching up on arrears.

            Comment


              #7
              She has a good job in Barclaycard, shes going from 25 hrs to 40 hrs from next month. This is true as I have friends who work in there with her. If she only getting £39 a week help then this proves shes on a good number.

              Comment


                #8
                Does this sound like it would work. Tell her to get the difference from the 23rd to 9th then give it to me . Then end tenancy , Re - issue another tenancy from 23rd with her months advance . She pays DPS etc ?

                Thsi way I will also carry out more affordability checks on her alone.

                Comment


                  #9
                  If she can pay the current rent, and you think that she'll be a good long-term tenant, then I'd just accept the rent 14 day's late. Is the current tenancy fixed for 12 months, or has it already gone periodic? If he's gone for good, you don't really want him as joint tenant permanently.

                  Comment


                    #10
                    DO NOT change rent due dates or seek extra deposit, can lead to complications.
                    NB once SPT arises ex B/f can give min 1 month Notice that will end T for both.
                    Request Council to pay HB direct to you asap and get FOI waiver from her, to allow Council to talk to you about her claim in future.

                    Comment


                      #11
                      Have I misunderstood: is she paying the current rent in full (but late) with the help of HB, or is she a non-payer?

                      Comment


                        #12
                        She appears to be a joint T of 2 who expects to pay 50% of future rent due, delayed by 14 days, with the assistance from her HB claim + salary.

                        Comment


                          #13
                          Is the tenant in arrears? It reads from the first post that she merely paid last months rent in full but 2 weeks late, and in future is planning to pay the rent in full but 2 weeks late - is that correct?

                          If so, I wouldn't worry about part payments or changing dates - just accept that it will be 2 weeks late for now.

                          Comment


                            #14
                            One more question. You said that the rent is 120 per week, and due on the 9th. How is the rent described and expressed to be paid in the tenancy agreement?

                            Comment


                              #15
                              Originally posted by elniinio View Post
                              If so, I wouldn't worry about part payments or changing dates - just accept that it will be 2 weeks late for now.
                              Agreed, but I'd want to deal with the status of the joint tenant - who COULD resume possession at any time. Hence my question about the type of tenancy. If she wants to stay and can pay the full rent, my inclination would be to agree to grant a new tenancy and then have her serve NTQ (if possible), and end the joint tenancy.

                              Comment

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