Let Mortgage

BrianCharles

Member

Join Date: Jun 2016

Posts: 2
#1

Let Mortgage

15-06-2016, 15:56 PM

Hello!
Viewed a house we like, asked the LA for proof of the LL's right to let. They reply that the LL has provided the appropriate documents to prove their right to let the house, but won't show me because of "data protection". However, they say that they have it on file and it is therefore their responsibility if anything went wrong. What are people's thoughts on renting with this LA? I have been told that I should be more worried about the LL than the LA.
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jpkeates

Senior Member

Join Date: Feb 2014

Posts: 30972
#2

15-06-2016, 16:54 PM

Do you mean proof that the landlord is allowed to let the property by a mortgage lender or that they own it at all?

You can check on the latter at the land registry for £3.00 and the former isn't something that should be much of an issue for you.

Have I missed something?

When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).
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Reply to Guarantor has announced they wont be paying!

by jpucng62

Serve MCOLs on all parties - the guarantors may not like the idea of a CCJ on their credit file!
- Channel: Residential Letting Questions
15-08-2022, 10:44 AM
Guarantor has announced they wont be paying!

by lordluvus

The girl works in HM service with good ref and actually always paid her half, her dopey partner, was newly self employed and has a guarantor. (family member). Tenant got pregnant but has always paid her half, if sometimes late. Now they have a 1 yr old baby boy. This month she has paid 60% but the rest...
- Channel: Residential Letting Questions
14-08-2022, 19:36 PM
Reply to Future Issues for LL and Tenants

by ExpertInAField

It seems so easy to just say up and leave for another area of the country.

We assume that the person is 100% working remotely, when that might not be the case.

We assume that the industry to which the person is trained has work near their new location

We assume...
- Channel: Residential Letting Questions
15-08-2022, 10:41 AM
Future Issues for LL and Tenants

by Hudson01

Looking at the news today (similar to yesterday and the day before), they are talking about combined energy bills of 4-5k a year...... by April 2023. There are many properties up north where the combined rental per annum is between 6-7k....... that is insane.

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- Channel: Residential Letting Questions
13-08-2022, 22:08 PM
Reply to Gas Central Heating Included in Rent

by AlexR

Local marketing and the running of HMOs dictate that this was the only way to get a tenant into many properties. I agree with the premise but cannot see an alternative for many specialised properties...
- Channel: Residential Letting Questions
15-08-2022, 10:41 AM
Gas Central Heating Included in Rent

by patray

I am trying to work out the best way to recoup some of the increase in the cost of the gas given that we can only put up the rent once a year but the cost is going to be increased in October and probably every 3 months.

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- Channel: Residential Letting Questions
14-08-2022, 14:03 PM
Reply to Guarantor has announced they wont be paying!

by NaomiB

The Section 21 notice I served said "you are required to leave the below address after 18 April, 2022" so DoricPixie is right. It's just a notice to quit and the start of the process. So your Section 21 can be ignored by your tenant. Don't place any high hopes on it.

He isn't...
- Channel: Residential Letting Questions
15-08-2022, 10:37 AM
Reply to Guarantor has announced they wont be paying!

by theartfullodger

Bit like treasonous Johnson announcing he's an honest man.
- Channel: Residential Letting Questions
15-08-2022, 10:13 AM
Reply to Guarantor has announced they wont be paying!

by lordluvus

By all accounts, just reading on here, many landlords ARE leaving the sector especially with the EPC must be "C" rating, just added to the many hoops to jump through. Favourable rights to tenants on the increase defending a "dont pay if you dont want to" attitude pushed by Shelter...
- Channel: Residential Letting Questions
15-08-2022, 10:07 AM
Reply to Gas Central Heating Included in Rent

by bob369

The central heating is included in the rent.

I would not include any utilities for a single let, much simpler.

If you have converted without Building Control approval, you have skipped some major costs (to your benefit), whilst sacrificing Fire Safety, Energy Performance, Sound...
- Channel: Residential Letting Questions
15-08-2022, 10:06 AM

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