Single mother with kid and a 3 bedroom house

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    Single mother with kid and a 3 bedroom house

    Hi,
    I''m new at this landlord thing and have just advertised my first property on gumtree. It's a semi-detached house with 2 toilets and 3 bedrooms, ideal for families.
    I'm getting a lot of interest from single mothers with one or two kids, though they're not on benefits.
    Why would they be looking to rent such a large house with the high rent that goes with it? Wouldn't it make more sense to rent a 2 bedroom house with just one toilet and pay less rent? Something doesn't seem quite right...
    What do more experienced landlords think of this?

    #2
    I would look at their ability to pay.
    I bought a 3 bed house to live in despite only having one child who lived with me only part of the week.
    Allow tenants to protect their own deposits. I want free money when they do it wrong

    Comment


      #3
      Originally posted by kelbol View Post
      .....
      I'm getting a lot of interest from single mothers with one or two kids, though they're not on benefits..........
      Really?? No CB?? No CTC or WTC??? If they really have no benefits you don't want them, as they will either be ineligible or too stupid to claim....

      Agree, look at affordability (payslips & bank statements - and I'd want originals not off-t'internet-print-outs - but could be suspicious .. either planning to sublet or worse ....
      I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

      Comment


        #4
        A mother with two children is a family.
        When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
        Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

        Comment


          #5
          Originally posted by kelbol View Post
          I'm getting a lot of interest from single mothers with one or two kids, though they're not on benefits.
          Why would they be looking to rent such a large house with the high rent that goes with it? Wouldn't it make more sense to rent a 2 bedroom house with just one toilet and pay less rent? Something doesn't seem quite right...
          Something is also not quite right with your level of suspicion. It's not really your place to tell people what kind of properties they should be interested in... all the power you have is to grant a tenancy to someone, or not... after granting them the opportunity to view, or not, and reference / credit check, or not. It's simple.

          You also seem quite focused on the toilet, or number of them. That's just weird.

          P.S. - I let out a 4 bedroom house to a couple. I was not suspicious of their motives for wanting to rent the property. Yes, it has 2 toilets, 1 in an en-suite, but I hope that still counts? It has 3 assigned car parking spaces - but they only have 1 car!

          Comment


            #6
            I would also be suspicious - but go in with an open mind, meet them, find out the story, then reference....all will be revealed!
            Unshackled by the chains of idle vanity, A modest manatee, that's me

            Comment


              #7
              I think I would be at first suspicious of a single mothers ability to pay, but that is no different to being suspicious of a couples ability to pay. With or without children.

              Once the ability to pay is sorted then a single woman with one child will reduce wear and tear compared to a couple with a brood surely.

              Comment


                #8
                Not many avail 1-2 beds in parts of country, thanks to spare room tax.
                IMO Gumtree is wrong place to advertise rentals, suitable for families.

                Comment


                  #9
                  Thanks for all your comments.
                  One had CB + WTC + CTC. I wouldn't count CB as benefits as until recently, everyone was eligible. The others are top-ups, so not sure whether to count them as benefits?
                  I got interest from a single guy today.

                  OK, I should have specified "bigger" families in my post, didn't mean to say single mothers don't count.

                  Ideally landlords, including me, would only look at a potential tenant's ability to pay and that's all, but in reality no one does that. Some landlords turn down students, people on benefits (assuming what they receive is enough), smokers, those with pets, single men, single women, couples, with kids, no kids, etc... We have own reasons and in my case I may well be overly suspicious as someone puts it. But I have no experience and don't want this to come back and bite me 3 months down the line because I overlooked something.

                  A couple with no kids and both working may well be able to afford to splash on a 4 bedroom house. A single mother with 2 young kids potentially needs to pay childcare in order to work...

                  Comment


                    #10
                    The majority of people out there wanting to rent are single mothers and Gumtree is a free way to get to see properties without paying a letting agent a fee if they are a successful applicant or getting knocked back at the first phone call if the property is with an agent.
                    Also be aware kelbol that landlords using Gumtree are less likely in my experience to carry out past history checks an SOME of these people wanting to rent may not have the best records on payments.

                    For a newbie the best tenants are 2 working persons who may or not have kids. Two working means that the rent is likely to get paid and being out all day means less wear and tear on the house. Gumtree in my area just chucks up the ones I don't want but some on here swear by it.

                    Ask lots of questions and be careful.. check any prospective tenant out very carefully and thoroughly.



                    Freedom at the point of zero............

                    Comment


                      #11
                      Suprisingly, the majority of single parents don't rely on benefits as their income.
                      There is always scope for misinterpretation.

                      If my posts can be interpreted in two ways, one that makes you feel angry and one that doesn't, I meant the latter.

                      Everyday is an opportunity to learn something new.

                      Comment


                        #12
                        I smell a demand for a statistic (not from me).

                        Comment


                          #13
                          I don't see how you'd find one - the majority of single parents are in work, but that doesn't mean that they don't receive some benefits.

                          It used to be that there was (broadly) a divide, you worked and didn't get "benefits" or you were unemployed and were "on benefits" or you were a child/youth or a pensioner.
                          Now it's a complex mess - I can see the appeal of the idea of simply giving every adult the same amount of money, employed or not.
                          When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
                          Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

                          Comment


                            #14
                            MOST people get some benefits...

                            as I keep mentioning, I'm a pensioner (privileged in many ways - live in paid-for-house, decent private pensions, state pensions and rental income & other financial interests, lovely wife, 3 fine sons all working all own a home) and I get 6 benefits...


                            - oh & then there's this lot...

                            (not strictly true but..)
                            I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

                            Comment


                              #15
                              Originally posted by Hippogriff View Post
                              Something is also not quite right with your level of suspicion. It's not really your place to tell people what kind of properties they should be interested in... all the power you have is to grant a tenancy to someone, or not... after granting them the opportunity to view, or not, and reference / credit check, or not. It's simple.

                              You also seem quite focused on the toilet, or number of them. That's just weird.

                              P.S. - I let out a 4 bedroom house to a couple. I was not suspicious of their motives for wanting to rent the property. Yes, it has 2 toilets, 1 in an en-suite, but I hope that still counts? It has 3 assigned car parking spaces - but they only have 1 car!
                              Got some feedback after showing the house to plenty of people this weekend. It turns out that common sense always wins. If a single person/single mother with one kid is interested in a 3 bedroom house, there is definitely something not right.

                              The first single guy was deeply in debt.
                              The next family was unable or unwilling to provide bank statements.
                              One single mother never turned up and another cancelled after I asked for bank statements.
                              The last single mother was milking the system by claiming working tax credit while still being with the boyfriend and father of the child. BF earns descent salary but was not going to live in the property, at least officially. On her own the mother's income was nearly equal to the rent while working tax credit was increasing income somewhat. She had a car too. Doing well... I refused to become involved in all this. If tomorrow she splits up with the guy, I'm left to pick up the pieces...

                              Comment

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