Do you need to get CCJ or can you go straight for bankruptcy

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    Do you need to get CCJ or can you go straight for bankruptcy

    One of my tenant find landlords had a tenant (which we did not find) who left owing quite a lot of arrears. We have written several letters all of which have been ignored and the landlord now wants to know if he needs to obtain a ccj or can he apply for a bankruptcy order immediately. The tenant also left quite a lot of damage and he is a business person whose whereabouts is known. He also owns a property as the rented property was occupied by his temporary seperated wife and they are now back together. Not come across this before so would be grateful for any help here.

    #2
    http://www.insolvency.gov.uk/

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