Tenant verification requirements

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Tenant verification requirements

    Hello

    My prospective landlord has requested the following information for tenant verification purposes:

    - last 3 months payslips;
    - copy of passport ID page

    Is this legally required? It seems excessive to me.

    I have already provided landlord/employer references, contact details for my employer and previous landlord, bank statements, national insurance number, and driving licence number. I will also of course be providing 1 months rent in advance and a 6 week deposit. My previous landlord did not request payslips/passport photocopy, nor have I heard of this information being requested before. I have offered to provide copies of previous bank statements indicating my rent going in on a monthly basis, in lieu of payslips. I have already submitted an employer reference on headed paper. Thanks for any advice.

    Regards

    Andrew

  • #2
    Pretty normal to me, I would be asking for the same.

    Comment


    • #3
      Dear Andrew

      Please don't take your landlords requests personally. In this day and age landlords are having to be extremely rigorous with credit checking and also with proving identity. There have been some nightmare stories lately about identity theft/impersonation (I've recently been a victim myself) and so your landlord is just doing what is necessary to protect himself. He may also be wanting to get rental guarantee insurance and so the request may have come from the insuring company.

      I have recently introduced identity checks within my own procedures and so can understand fully where your landlord is coming from. If anything, you should take solace and have confidence that this landlord is being very professional.

      Kind Regards

      J

      PS. Re the employer reference on headed paper - if the landlord is truly worth is salt he would thank you for providing your employer's reference but he will still approach the company for verification. In these days of IT it is not difficult to produce / reproduce / alter or amend anything. I could indeed write my own employer's reference if I so wished.

      Comment


      • #4
        Not sure there's a legal requirement but these additional requests are likely to become the norm because of growing knowledge of the production of fake information, including fake ID and ID theft.

        For example, one landlord came back to find that his tenant had remortgaged his property. Many landlords discover that their properties have been turned into cannabis factories - 1500 over the past couple of years in London alone.

        There is a general tightening up of proof of income and proof of ID across many sectors, such as opening a bank account or applying for a job which now routinely requires the production of a passport on the part of the applicant.

        Comment


        • #5
          i would add that there is no legal restriction on what the landlord can/cannot and will/will not ask for in terms of ID. After all, it is his/her property that you are renting and they do not have an obligation to let it to anyone whose identity and credentials they are not personally satisfied/comfortable with.

          Comment


          • #6
            Holy Mother of Mary!

            How am I going to get a house when I lob over there next month?
            Now signature free.

            Comment


            • #7
              No room at the inn....

              Originally posted by lorenzo View Post
              Holy Mother of Mary!

              How am I going to get a house when I lob over there next month?

              Don't come knocking at my door Lorenzo - I like to keep my properties clean and tidy. Popcorn is murder to get out of carpets! I know this to be fact cos I had to do it once when me and my mates had a popcorn fight!

              J

              Comment


              • #8
                Originally posted by Andrew View Post
                My prospective landlord has requested the following information for tenant verification purposes:

                - last 3 months payslips;
                - copy of passport ID page

                Is this legally required? It seems excessive to me.
                Not legally required, but I'd be asking for the same if you were renting from me, and if you refused, then guess what would happen?! Not sure why it causes you such a problem?

                I normally work on a "any three of the following 5 items"-type basis, because obviously not everyone has a driving licence / passport etc: I obtain whatever evidence is available and assess it accordingly.

                Comment


                • #9
                  Originally posted by Joannepowell View Post
                  Don't come knocking at my door Lorenzo - I like to keep my properties clean and tidy. Popcorn is murder to get out of carpets! I know this to be fact cos I had to do it once when me and my mates had a popcorn fight!

                  J
                  I promise not to spill beer though.
                  Now signature free.

                  Comment


                  • #10
                    In addition to passports, I now have special fingerprint cards for tenants from Australia.
                    ASSUME NOTHING - QUESTION EVERYTHING!

                    Comment


                    • #11
                      Originally posted by Paragon View Post
                      In addition to passports, I now have special fingerprint cards for tenants from Australia.

                      I've introduced the same requirement paragon. & only take t-totallers!

                      J

                      Comment


                      • #12
                        Originally posted by Paragon View Post
                        In addition to passports, I now have special fingerprint cards for tenants from Australia.
                        They're all on record anyway....

                        ...oops let that one slip out

                        I'll just put on my best public school accent to trick you all... Jolly good show, what?

                        Ta Ta, Pip Pip, and all that rot!
                        Now signature free.

                        Comment


                        • #13
                          Originally posted by lorenzo View Post
                          They're all on record anyway....

                          ...oops let that one slip out

                          I'll just put on my best public school accent to trick you all... Jolly good show, what?

                          Ta Ta, Pip Pip, and all that rot!
                          Lose the sheep and you might get away with it

                          Comment


                          • #14
                            Originally posted by Paragon View Post
                            In addition to passports, I now have special fingerprint cards for tenants from Australia.
                            Australians!!!!! Surely one would need a referenced DNA sample. Never trust rice and curry certificates from down under.............
                            Vic - wicked landlord
                            Any advice or suggestions given in my posts are intended for guidance only and not a substitute for completing full searches on this forum, having regard to the advice of others, or seeking appropriate professional opinion.
                            Without Plain English Codes of Practice and easy to complete Prescribed Forms the current law is too complex and is thus neither fair to good tenants nor good landlords.

                            Comment

                            Latest Activity

                            Collapse

                            Working...
                            X