PCOL - Witness Statements

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    PCOL - Witness Statements

    When starting a PCOL - Do you need to submit any witness statements before the case - by post, in person? Or just take them on the day of the court hearing?

    Take them on the day!

    Freedom at the point of zero............


    Latest Activity


    • Reply to Dogs
      by ash72
      The good thing is they have asked you prior to getting one, so the decision is yours. If you do decide then I would suggest you increase rent to compensate for your loss in the future.
      05-12-2021, 17:21 PM
    • Dogs
      by Bridge2020
      My tenant has asked if he can get a dog. Where do I stand on this ?...
      05-12-2021, 11:23 AM
    • Reply to Been living in my own BTL...
      by ash72
      I would first of all see if the lender you currently have your BTL if they do any residential mortgages, simply looking on their website, if they do then this may be good news as they may transfer you over onto a residential mortgage. If they don't then you need to speak with a mortgage broker who can...
      05-12-2021, 17:19 PM
    • Been living in my own BTL...
      by eshjie
      I have only just realized the pickle I have got myself into. And would like some advice.

      In Jan/Feb 2021 I split up with my long term partner and moved out. My flat (which I lived in originally) which was previously let out to a tennant was empty and so I moved back in as I had nowhere...
      05-12-2021, 14:57 PM
    • Reply to Been living in my own BTL...
      by boletus
      Speak to an independent mortgage broker before doing anything.

      It's an unintentional mistake.

      The Hunter blacklist is mainly used to frighten the children.
      05-12-2021, 16:49 PM
    • Reply to Dogs
      by jpkeates
      I wouldn't, but it does depend on what type of dog.
      You should assume your carpets will all need replacing.
      05-12-2021, 16:21 PM
    • Reply to Been living in my own BTL...
      by jpkeates
      The lender won't repossess initially.
      If they're unhappy, they'll "ask" for the mortgage to be repaid, they'll only repossess if you can't repay the mortgage.

      There's a risk you'll be blacklisted anyway.
      05-12-2021, 16:16 PM
    • Reply to STA, Section 8 and Court delays/Christmas
      by jpkeates
      Assuming it's an AST (STA's are Scottish)...
      You don't have to renew the tenancy, just let it become periodic.
      And, you're right, don't renew it.

      To repossess, you'll either have to attend court or pay a solicitor to do so on your behalf.

      If the tenant doesn't owe...
      05-12-2021, 16:13 PM
    • STA, Section 8 and Court delays/Christmas
      by Noisette
      Hello, I'm hoping to clarify a few points with landlords who've had experience of non-payment of rent and Section 8 notice. Background: We emigrated in 2007. UK house sale fell through, but we've had good tenants under an STA renewed annually since 2012. In summer 2020, they had difficulties paying...
      05-12-2021, 13:59 PM
    • Reply to Been living in my own BTL...
      by eshjie
      Thanks for the reply. Yeah this sounds like the right thing to do.

      Thankfully I have enough in investments to pay off this property (flat) otherwise I'd be really panicking. Worse case it they tried to repo i could cash eveything out and pay to keep the property.

      Really don't...
      05-12-2021, 16:12 PM