Long-distance guarantor?

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Long-distance guarantor?

    I know this will be a no-brainer of a question, but how best to deal with and vet a potential guarantor who lives a long way off (parent of applicant) and who I will not be able to meet?

    Given that conventional wisdom has it that you apply the same vetting criteria to the guarantor as you do to the tenant, in terms of credit checks, ID validation etc - I would never let to a tenant without meeting them, checking photo ID etc - how do you go about doing that, and confirming they are who they say they are, without a face-to-face meeting?

    I know this must happen all the time with student applicants away from home, but it's my first time... want to do it right, but don't want to appear too anal either!

  • #2
    Originally posted by Ericthelobster View Post
    I know this will be a no-brainer of a question
    ...or not, judging by the lack of response!!

    Anyway - as it happens this is a non-problem... when asked to post me an original bank statement for salary and ID verification purposes, "daddy" decided that was a non-starter and has elected to make a 300-mile round-trip drive with the sole purpose of showing it to me! I do feel a bit bad about it but then think well, it's his problem not mine, and don't see why I should compromise my procedures.

    Still interested in an answer to the original question though, for next time!

    Comment


    • #3
      You should never consider a guarantor against whom you might want to take action unless they are resident in England & Wales if you want it to be successful.

      I wouldn't think that going after a resident of Scotland say, in a Scottish court, would be any good unless it was purely a debt you were after but correct me if I'm wrong. Would you be able to take action in an English or Welsh court against a Scottish resident who was possibly a guarantor for an AST for a let property in in England or Wales?
      The advice I give should not be construed as a definitive answer, and is without prejudice or liability. You are advised to consult a specialist solicitor or other person of equal legal standing.

      Comment

      Latest Activity

      Collapse

      • Tenant's energy debt.
        Gordonmrln
        I am a landlord of a 2 bed end terrace, the property is owned out right. I am registered Disabled and this was the main reason I decided to rent my property out. As it was not a suitable property for my Disability. I would have to make some major changes that would devalue my property like installing...
        20-07-2017, 22:08 PM
      • Reply to Tenant's energy debt.
        mariner
        AFAIK LCS are just collection Agents for B Gas, not Bailiffs. They have to get B Gas approval for further action.
        Did you/wife receive/request actual B Gas itemised Bill for disputed period?
        Talk to B Gas Debt team.
        You may have to provide evidence of identifiable start/end meter readings
        ...
        27-07-2017, 03:48 AM
      • One tenant moving out and two remaining - who pays for the checkout/inventory?
        IoIo
        Q1 – Where is the rented property located (England / Wales / Scotland / N Ireland)? England

        Q2 – What type of Tenancy Agreement (TA) is this e.g. sole tenant / multiple tenant / room only? Three people all listed as the Tenant under the agreement

        Q3 – What date did current...
        26-07-2017, 16:38 PM
      • Reply to One tenant moving out and two remaining - who pays for the checkout/inventory?
        mariner
        IOLO brownie points for providing required info upfront.
        As LL, I normally pay for move in report and T for move out report.
        Joint Ts are equally liable for 1 report.
        2 ways seem avail to you-
        1. Complete a move out condition report in first week of Aug and claim for any T damage...
        26-07-2017, 23:23 PM
      • Reply to Tenant's energy debt.
        Gordonmrln
        Dear wright76, I don't have a mental condition, but a learning disability I suffer with Dyslexia and have been psychologically tested and diagnosed with the Dyslexia condition. It seems that everything I've said or tried to do so far here is all negative and I'm doing everything wrong apart from sending...
        26-07-2017, 23:01 PM
      • Extremely anti-social and criminal tenant -Section 8
        BouwensPB
        I have an extremely anti-social and criminal tenant. My neighbours think she is possibly a sex worker and drugs abusing and dealing. She has made a witnessed and CCTV sited assault on one neighbour and has verbally abused others. 3 crimes have been reported and the local authority talk about making...
        26-07-2017, 16:09 PM
      • Reply to Extremely anti-social and criminal tenant -Section 8
        AndrewDod
        Quite. Explain how you managed to get this tenant in the first place - and via some shady outfit as well. Seems as if all eyes were off all balls....
        26-07-2017, 22:56 PM
      • S21 or S8 to evict a tenant
        BlueMystery
        I have a tenant who the local council have provided the deposit bond for. He has been nothing but a pain paying his rent and has always been 1 month late or 6 weeks maximum, paying at the end rather than the beginning. He was initially on a 6 months AST, which reverted to one month rollover in the absence...
        26-07-2017, 19:21 PM
      • Reply to S21 or S8 to evict a tenant
        KTC
        That ....
        26-07-2017, 21:41 PM
      • Long Term Tenant - how to protect both LL and Tenant
        Paul4321
        Hi All,

        I'm hoping for a little guidance. I'll almost certainly be following up with some professional advice but hopefully some folks here will have been in a similar situation and can offer some advice. I have done a quick search but not found anything obvious.

        I already...
        20-07-2017, 10:07 AM
      Working...
      X