Standing order to pay rent - which date?

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    Originally posted by mariner View Post
    But the payee still has DD Guarantee unless not paid due to 'insufficient funds in Account
    The Direct Debit Guarantee is intended to protect payers. I’m not aware of any protections it gives to payees.

    Originally posted by mariner View Post
    AFAIK a private individual cannot alone create a DD, only a SO over which T has control.
    That’s correct. Direct Debit is a payment method offered by a payee. Standing orders, on the other hand, are controlled entirely by the payer. Most landlords don’t offer Direct Debits.


      Modern banks like Monzo actually use the faster payments system rather than BACS to send their standing orders, so they go at weekends and are instant unless delayed for anti fraud checks.


        Originally posted by boletus View Post

        I agree on the sentiment but I think (and have learnt from bitter experience) it is best to go absolutely ballistic the very first working day the rent is late.

        If you don't, the rent is seen as optional and they will do it again and again and ultimately it helps no-one.
        Interesting view on going ballistic, but I can see the reason

        And I agree although I'd give one additional day before I raised the issue

        To the original post - pay on the day it says, and if that falls on a weekend it will go through on the next working day, no issue

        If you are worried, just speak to your LA and tell him/her what you're doing, I'm sure they won't have a problem


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