T vacated, door unlocked, and premises then burgled

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    T vacated, door unlocked, and premises then burgled

    Can some one please help advise me on this, I am rather desperate.

    My house is in between tenants and the current ones have just moved out, with new ones moving in next week.

    The old tenants have left the back door unlocked and today i got a call from my agents saying some one has broken in and stolen the water tank. The house and basement has now flooded with water -potentially £1000s damage. I do not believe i am insured now as it was not a forced entry.

    what can i do? tenants fault it seems, but what happens in this sort of instance? and what legal view can i take?

    Help.

    #2
    Well, as it wasn't you who left the door unlocked, then your landlord's insurance should cover it, however when they wriggle out of the liability, your only option is to sue the tenant in the small claims court.

    P.P.
    Any information given in this post is based on my personal experience as a landlord, what I have learned from this and other boards and elsewhere. It is not to be relied on. Definitive advice is only available from a Solicitor or other appropriately qualified person.

    Comment


      #3
      Just a thought, but wouldn't the insurance co. say that the door should have been checked during the check-out, meaning that it's potentially not the T's fault?

      Comment


        #4
        Originally posted by bogbot View Post
        My house is in between tenants and the current ones have just moved out, with new ones moving in next week.

        The old tenants have left the back door unlocked and today i got a call from my agents saying some one has broken in and stolen the water tank. The house and basement has now flooded with water -potentially £1000s damage. I do not believe i am insured now as it was not a forced entry.

        what can i do? tenants fault it seems, but what happens in this sort of instance? and what legal view can i take?
        I'd merely report it to your insurer and ask for guidance. Let the insurer tell you what problems a claim might present.
        JEFFREY SHAW, solicitor [and Topic Expert], Nether Edge Law*
        1. Public advice is believed accurate, but I accept no legal responsibility except to direct-paying private clients.
        2. Telephone advice: see http://www.landlordzone.co.uk/forums/showthread.php?t=34638.
        3. For paid advice about conveyancing/leaseholds/L&T, contact me* and become a private client.
        4. *- Contact info: click on my name (blue-highlight link).

        Comment


          #5
          Two parallel threads by the same member have been merged here. Please do not start a new thread if you merely wish to continue a previous discussion or report on subsequent developments. It can cause unnecessary confusion (quite apart from losing the connection with facts previously established or legal points previously explained).

          Comment


            #6
            Sorry to the Mod, however i could not see the thread on the New post list and so assumed it had not been processed properly

            Thanks to those who replied

            Comment


              #7
              Surely there is a possibility the agent left the door unlocked? Were the agents present when the tenant checked out

              Comment


                #8
                Originally posted by bogbot View Post
                The old tenants have left the back door unlocked
                Are you 100% certain that the tenants left the back door open. We were burgled at 4:30am, we didn't even notice when we got up. We had locked up the night before and the doors were still locked when we got up. We only knew we had been burgled when we checked our security camera recordings, and found two people in the living room.

                Because we had the video recordings, the police caught them two days later. They were a gang of five, who had driven up from London and were targeting different areas of the town each night. They burgled eight other houses in our area the same night. The police said they specialised in burgling houses with UPVC doors because they knew how to lever them open.

                After checking on the internet, we added our own extra security on the UPVC doors and got door alarms.

                Comment


                  #9
                  Levering a door would show signs of forced entry.

                  It is however very easy to open most locks non destructively using a bump key. I have an interest in lock picking (though not a professional one I hasten to add, I just find it interesting), it's a fascinating subject.

                  I can't post a link, but if you pop "bump key" into you tube you'll be a little shocked at how easy it is. It is a preferred method of entry amongst the darker elements of society.

                  Eurolocks on UPVC are a doddle to break into destructively too, takes less than a minute using brute force though doesn't work with every door setup. They normally have to badly configured, but most are.

                  Comment


                    #10
                    Originally posted by Ansi View Post
                    Levering a door would show signs of forced entry
                    They didn't lever it, I just couldn't think how to describe what the police told us. The burglars know where to push on the door, to disengage to locking mechanism around the door. There were no marks on the door.

                    Comment


                      #11
                      Originally posted by Mrs Mug View Post
                      They didn't lever it, I just couldn't think how to describe what the police told us. The burglars know where to push on the door, to disengage to locking mechanism around the door. There were no marks on the door.
                      Very true, I've just had to repair a door on which the lock mechanism had broken, it took just a few minutes to open the fully locked door (5 lever bolts) to remove the mechanism. Now it's back together and there is no sign of it being repaired.
                      I offer no guarantee that anything I say is correct. wysiwyg

                      Comment


                        #12
                        Originally posted by Mrs Mug View Post
                        They didn't lever it, I just couldn't think how to describe what the police told us. The burglars know where to push on the door, to disengage to locking mechanism around the door. There were no marks on the door.
                        To an extent that is my point - even if there is no sign of forced entry it doesn't mean that the lock hasn't been bypassed. It's relatively simple to open most locks without forcing them using a bump key - I've managhed to get an insurer to pay out even though there was no sign of forced entry.

                        Comment


                          #13
                          So traditional wooden doors with a mortice lock and a chain across are more secure than new uPVC, double-glazed varieties?
                          'Pause you who read this, and think for a moment of the long chain of iron or gold, of thorns or flowers, that would never have bound you, but for the formation fo the first link on one memorable day'. Charles Dickens, Great Expectations

                          Comment


                            #14
                            Originally posted by mind the gap View Post
                            So traditional wooden doors with a mortice lock and a chain across are more secure than new uPVC, double-glazed varieties?
                            Yes, that's what I told my brother when he was going to change his doors to UPVC. We've added a chain and window lock that works like a bolt to our UPVC front door.

                            Comment

                            Latest Activity

                            Collapse

                            Working...
                            X