Insurance to tenants with Live-in-landlords

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    Insurance to tenants with Live-in-landlords

    Does anyone know of a UK Insurance company for tenants that cover their belongings while living in the same house as the Landlord. I can only find tenant insurance that covers for AST agreements / Live out Landlords.


    Do Endsleigh not do student "room" insurance for person possessions? I certainly recall buying it when I was in halls of residence at college then when I rented a room in a flat there after but that was a long time ago


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    • Reply to Winter of Unpaid Bills
      by theartfullodger
      Today's Times main cartoon (after Raymond Briggs)..
      11-08-2022, 07:35 AM
    • Winter of Unpaid Bills
      by jpucng62
      Does anyone think their tenants are ready for the huge rises in energy bills this winter? Given that unit prices are expected to more than double from where we are now (and that is a big rise already) does anyone think tenants really have a grasp on this?

      With mortgage rates going up fast...
      10-08-2022, 10:50 AM
    • Reply to Winter of Unpaid Bills
      by JBJ01
      While many on here worked their socks off for years during the day and then evenings and weekends putting their money into property, many others decided to live for the day and have total disregard for the future and what it may bring.

      Heading off to graft on house renovations in the afternoon,...
      11-08-2022, 05:17 AM
    • Reply to Winter of Unpaid Bills
      by SouthernDave
      Good point...
      10-08-2022, 19:09 PM
    • Reply to Winter of Unpaid Bills
      by DPT57
      I'm more concerned at the possibility of a winter of unheated rental properties and then the tenants expecting me to deal with the resultant mold.
      10-08-2022, 19:04 PM
    • Reply to Dps deposit
      by Codger
      I think the deposit of five weeks rent is more trouble than its worth. Not taking deposits means being a bit more selective in choosing tenants.
      Considering the value of the asset the tenants are trusted with the deposit rules are crazy. But thats only one of the red tape obstacles to being a...
      10-08-2022, 18:22 PM
    • Dps deposit
      by Jm1972
      Hi All,

      i would be grateful if I could get some help please.

      I got an estate agents to find me a tenant and do all the paperwork and get proof of service for everything, tenant moved in and paid deposit just over a week ago.

      The estate agents took the deposit from...
      08-08-2022, 22:40 PM
    • Reply to Winter of Unpaid Bills
      by jpkeates
      The daft thing is that because people will owe them the money, it won't even affect the energy company profits.
      10-08-2022, 16:52 PM
    • Reply to Dps deposit
      by jpkeates
      Looking after a significant amount of someone else's money is not a trivial undertaking.

      I spent most of my career designing and building business solutions to replace manual processes.
      So I have a reasonable idea of what's possible.

      There's nothing in it but downside...
      10-08-2022, 16:50 PM
    • Reply to Winter of Unpaid Bills
      by Hudson01
      As said the idea of simply not paying is in the realms of crazy. They can get a warrant and fit a pre-payment meter to the house without your consent, i understand they will not be able to do this with everyone but the message will soon go out if they target the 1st few thousand, and as said your credit...
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