Joint account for LHA tenant - who do you use?

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  • Joint account for LHA tenant - who do you use?

    A new tenant who is due to move in next month has agreed to have her housing benefit paid into a joint account.

    I've never done this before and don't know whether there is any account better than others for this purpose or whether there are any to avoid.

    For convenience sake, I was considering Nationwide, as that is where the account for all other rents is held and there is one local to the tenant that she could pay her top up into.

    Any advice or opinions would be most welcome

    Thanks

  • #2
    There would appear to be no reason why you cannot use any account provider you wish - whatever is most convenient for you both.
    'Pause you who read this, and think for a moment of the long chain of iron or gold, of thorns or flowers, that would never have bound you, but for the formation fo the first link on one memorable day'. Charles Dickens, Great Expectations

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    • #3
      See LHA and Post Office Accounts.
      Credit unions are useful. Many have accounts specifically set up for tenant's (and people on low incomes/benefits), so funds can be transferred direct to LL's account (in same branch).

      As a note of caution, if LL is accepting direct payments (via a 'joint' account), then he/she may be liable for clawbacks if overpayments are made. Also, as it's the tenant's LHA claim, they can cancel it at any time if they wish to.
      The information in my posts is provided 'as is'. This is not intended to be legal advice. Legal or other professional advice should be sought before acting or relying on this information or any part of it. I will not be held responsible for loss or damage arising from errors in the information or the way in which a person uses the information on this . For more information on your query use the '' link at the top of this page. Agreements, Forms & Notices can be found .

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      • #4
        OP, I'd recommend using a Credit Union account - as suggest by Tom999. I have a few LHA Ts who's LHA is paid that way - it gets BACSed to me directly as it hits the CU account!!

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        • #5
          There are Credit Union accounts like this
          http://www.onesuffolk.co.uk/RSACUL/HousingAllowance/

          as Haven/tom suggest...

          Cheers!

          Lodger
          I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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          • #6
            Thanks for your replies.

            I love the idea of the credit union, but have looked it up and there are none even remotely near me.

            Reading the other thread, I saw a poster uses Halifax as they offer a pass book. This will be my next line of investigation!

            Thanks again

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