Question in respect of leak from neighbourg flat

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    Question in respect of leak from neighbourg flat

    I have moved in a flat as tenant in which there is history of leaks coming from the above flat. I am considering taking out some insurance for the contents of my flat but I am a bit confused as to whether this would cover damages from leaks caused by the above flat. It seems to me that it only covers theft or damages caused by problems in my own flat.... Would my insurer pay me for the damage or does it have to be the insurance from the above flat (which I understand does not conprise content insurance. There is only an insurance for the whole building taken out by all the landlords).

    Any ideas would be mostly welcome!

    #2
    Originally posted by u_danae View Post
    I have moved in a flat as tenant in which there is history of leaks coming from the above flat. I am considering taking out some insurance for the contents of my flat but I am a bit confused as to whether this would cover damages from leaks caused by the above flat. It seems to me that it only covers theft or damages caused by problems in my own flat.... Would my insurer pay me for the damage or does it have to be the insurance from the above flat (which I understand does not conprise content insurance. There is only an insurance for the whole building taken out by all the landlords).

    Any ideas would be mostly welcome!
    Should be covered by the buildings insurance
    PAUL GIBBS, solicitor, Jacobs & Reeves. My comments on this forum are correct to the best of my knowledge and belief. No responsibility or liability is accepted by reason of reliance upon such comments. This disclaimer would not apply to direct clients of Jacobs & Reeves where there is a valid retainer in place and I would be happy to confirm any advice if formally instructed. . Jacobs & Reeves now offer a fixed fee possession service.

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