Landlord did not pay mortgage; house will be repossessed

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    Landlord did not pay mortgage; house will be repossessed

    we have been renting a house in essex for over a year and a half now, we have three kids and really like the house, the area and the neighbours are great, basically the ideal home . For some time now we have been a bit suspicious as the landlord has never been bothered about the vast amount of mail that comes to us in his name, and a few weeks ago i got a knock on the door from an agent acting on behalf of his mortgage company asking for him, i explained he dont live here as he lets the place out and we are the tenanats, it turns out the landlord has not been paying the mortgage for over 5 months and to make matters worse didnt notify or get permision from the mortgage firm that he is letting the place out, which means every time i tried speaking to the mortgage firm and their solicitors, they wont tell me anything as the dont have our names on record.
    What i would like to know is although we have an ast agreement with the letting agency( who also cant seem to contact the landlord), if the property does get repossed, do we have any rights as we never missed any rent payments and are still paying for now, also bearing in mind we have kids if we get a knock on the door if we havent found another place to rent and get told we have to vacate the property without notice, can we in effect become squatters. I dont like the idea of that, but also i would if i could get a mortgage like to buy this house if it does get repossesed, in this case how would i be able to stop it going on the open market to ensure we can buy it without the chance of anyone else .

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