Morning all
I have a new letting agent, who will shortly start the process for advertising for tenants etc. Having just had a bad experience with a tenant (ending with eviction) who cannot have passed reference checks I want to be very sure this time about the type of tenant. (Appreciate there are no guarantees, but I'd like the risks to be as low as possible).
My landlords insurance for rent cover will depend on this:
I've done some reading on this and can't find any info which precludes me from seeing this info...
The agent has told me that if the new tenant turned out to default on rent (& I needed to trigger the landlords rent cover) that they would share with the insurance company.
My questions are:
Surely I should be allowed to see this data - it is my property?
The last time around, the previous agent did not seem to have access to this info to share with my insurer when the s*** hit the fan - and I was left with 12 months rent arrears with no cover.
Anyone with any info on if it is reasonable for me to see this info? - Or at least - maybe I can see it in anonymized form - e.g. 'Candidate X has a credit score of 600 no county court judgements, and good references, and works as a XXX)
Thanks
FC
I have a new letting agent, who will shortly start the process for advertising for tenants etc. Having just had a bad experience with a tenant (ending with eviction) who cannot have passed reference checks I want to be very sure this time about the type of tenant. (Appreciate there are no guarantees, but I'd like the risks to be as low as possible).
My landlords insurance for rent cover will depend on this:
- A written reference from the previous managing agent or landlord
- A written reference from an employer (or other financial source)
- A credit history check that includes the Enforcement of Judgments Office, County Court Judgments and bankruptcy
I've done some reading on this and can't find any info which precludes me from seeing this info...
The agent has told me that if the new tenant turned out to default on rent (& I needed to trigger the landlords rent cover) that they would share with the insurance company.
My questions are:
Surely I should be allowed to see this data - it is my property?
The last time around, the previous agent did not seem to have access to this info to share with my insurer when the s*** hit the fan - and I was left with 12 months rent arrears with no cover.
Anyone with any info on if it is reasonable for me to see this info? - Or at least - maybe I can see it in anonymized form - e.g. 'Candidate X has a credit score of 600 no county court judgements, and good references, and works as a XXX)
Thanks
FC
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