Looking at renting for the first time, couple of concerns

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    Looking at renting for the first time, couple of concerns

    My situation is basically this - marriage separation, retired, looking to rent.
    I’ve found a flat I’m interested in (waiting for a response), and I have a couple of concerns.

    1)References. I’m retired, therefore no employee references can be had. Though I do get a private pension, which I believe is well over the minimum needed for the property I’m looking at
    2) Guarantor. There is only one person I can think of that might be willing to do this, if not, what then?

    My credit rating is excellent, no debts at all, or missed payments on anything for as long as I can remember. Mortgage was paid off last August.
    Would offering several months rent in advance, while continuing to pay monthly, ease a landlords concerns over the two “problems” I have. Is this something that can be done (this would be my idea, not the landlords)

    If anyone has any ideas, I’d be grateful
    Thanks

    #2
    Yeah, of course. Though some of us are wary about canabis growers, who try this same thing.

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      #3
      Never thought about how that might look. Luckily, all my money is traceable

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        #4
        If your pension income is sufficient you shouldn't need an employment reference - you can't get sacked from your pension!

        If you income is sufficient you shouldn't need a guarantor.

        Offering to pay several months up front and continuing to pay monthly would equate to a larger deposit and is so not allowed.

        Overall, I don't think you have anything to worry about. I would be happy to take you if your income is sufficient and your credit score good & perhaps take a personal reference instead.

        Good luck

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          #5
          Originally posted by jpucng62 View Post
          If your pension income is sufficient you shouldn't need an employment reference - you can't get sacked from your pension!

          If you income is sufficient you shouldn't need a guarantor.

          Offering to pay several months up front and continuing to pay monthly would equate to a larger deposit and is so not allowed.

          Overall, I don't think you have anything to worry about. I would be happy to take you if your income is sufficient and your credit score good & perhaps take a personal reference instead.

          Good luck
          I was going to say the same thing. I don't think you've got anything to worry about.

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            #6
            For a prospective tenant, being retired is a plus for me.
            When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
            Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

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              #7
              Agree with all the above, I have one and he's great.

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                #8
                Thanks a lot everyone. Definitely feeling a little less stressed about things now

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