Tenants struggling to pay rent...payment plan or move them on?

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    #31
    Dazwalsh

    My tenant has refused to produce any evidence of reduced income. Just said cannot pay anything at all unfortunately and has no plans for any payments as soon as the ban was introduced and added he knows his legal rights. I don’t even want him to pay anything just leave at the end of AST. But I understand he has no plans to leave either. There is a ban on evictions so why should he leave or pay ? A lot of cheats won’t.

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      #32
      Mr response was in reply to the original poster whos tenants appear more amicable. In your situation Perce there isnt much you can do, other than remind the tenant that rent is still lawfully due and you will be pursuing every penny of rent owed.

      Another option is to pay him to go, and offer to wipe the sum of arrears he has clocked up. It doesnt sit right on many peoples moral compass but can be sometimes more cost effective than court route, especially now thst the coronavirus has put a stop on legal proceedings.



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        #33
        Originally posted by Perce View Post
        Has anyone tried to bankrupt the tenant ? Not all tenants have nothing.
        No, but I had one ex-tenant who owed me about £500: He was made bankrupt by the council for a debt of slightly over £17k for Council tax....

        And I was collecting from another ex-tenant, shared arrestment (this was scotland - same as attachment) of earnings who turned out also to owe council £7k+ for council tax...

        Sigh!
        I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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          #34
          The artfullodger - but did you get any money out of this bankruptcy ?

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            #35
            Thanks Dazwalsh. I am thinking about it, but something is holding me back. He has a lot of money just wants to stay for free in the apartment for as long as he can. But if I don’t ask I would not know. He is a very difficult case not UC tenant.

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              #36
              Start legal action to recover the rent via the small claims court today.
              When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
              Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

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                #37
                I work away with an Irish guy who rented his house out while living in Thailand, while away at work he won a court case to get the guy out, he still didn't leave, when my mate had to leave the rig in Mexico he could not go to Thailand due to lockdown, he had to go to Ireland. He says he drove his hire car, straight over his lawn and parked in front of the lounge window, he says the guy s..t himself and was out within 2 hrs. He has spent near on £10k sorting his house out so far. Im not saying get rough with this guy but just shows their are different tactics, yes police were called but no arrests, as yet lol.

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                  #38
                  JP Keats - thank you. I have already sent him a notice about impending court proceedings if he does not pay by a certain date. But I know he is not going to pay. Will wait to see how things pan out. There are various options CCJ , bankruptcy etc.

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                    #39
                    Originally posted by Perce View Post
                    The artfullodger - but did you get any money out of this bankruptcy ?
                    Once bankrupt there's no really nothing you can do. Same as if you owe she'd loads. Go bankrupt & your debts are gone! (Well the rest of us pay)
                    I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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                      #40
                      Originally posted by Perce View Post
                      I have already sent him a notice about impending court proceedings if he does not pay by a certain date. But I know he is not going to pay. Will wait to see how things pan out.
                      I would not wait.
                      If you think he isn't going to pay, there's no reason to delay.

                      Get the ball rolling and see what happens when the court papers come through the door.
                      Otherwise, he can simply ignore you and stay there.

                      When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
                      Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

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                        #41
                        Thanks to all. Hope evictions will restart. Keep your fingers crossed. Otherwise a lot of landlords will continue to suffer. Even mortgage deferrals won’t help.

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                          #42
                          Originally posted by Perce View Post
                          Thanks to all. Hope evictions will restart. Keep your fingers crossed. Otherwise a lot of landlords will continue to suffer. Even mortgage deferrals won’t help.
                          I wish you well, you appear to have the very worse kind of tenant, immoral and devious who know their '' rights'' but who ignores totally their responsibilities.

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                            #43
                            Originally posted by Perce View Post
                            Thanks to all. Hope evictions will restart. Keep your fingers crossed. Otherwise a lot of landlords will continue to suffer. Even mortgage deferrals won’t help.
                            Hi , do they have children? if so they are more likely to getting UC, they might not want to tell you if they are getting UC, but if they are and are behind you can apply to get a managed payment plan where the housing element will get paid direct to yourself. It may not cover the rent but it will be better than nothing.

                            Worth getting them to pay what they can into your account so you have something (without making any agreement) then see what happends end of June.

                            All the best Stew.

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                              #44
                              Originally posted by Perce View Post
                              Thanks to all. Hope evictions will restart. Keep your fingers crossed. Otherwise a lot of landlords will continue to suffer. Even mortgage deferrals won’t help.
                              Depending on the amount I think! you can claim via the government money claim website, if the tenant does not reply within 21 days the award will be made to you.

                              All the best Stew

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                                #45
                                Its not so straightforward if for example you have a tenant who has been good in the good times but cant earn his living as usual. We have one who is a a minicab/private hire driver. If he has no money in his wallet whats the point of getting a judgement. Hopefully the situation in London is easing and he, and others like him can get out and earn his way

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