Have CCj against ex tenant- What is the best method of recovery?

[nessa]

Hi Guys

Just a quick question.

I have a ccj against an ex tenant for £1800. She is single, in her 30's and last time I heard was working. I don't believe she has any assets to speak of, other than probably a low value car. I imagine she is still renting.

I therefore dont think going down the hceo route (my usual method) would be worthwhile given the lack of assets, and I was maybe thinking of an attachment of earnings (although not certain she is still working).

I have never appllied for an attachment of earinnigs before, but from reading around it seems fairly straighforward. And I can also pay for an order to obtain information first before I decide what route to go down.

My question are, has anybody been in a similar circumstance and what route of recovery did you choose and find the most successful?
Is it worth paying for an order to obtain information first?

Thanks

[Snorkerz]

From the limited information you have given, an attachment of earnings does sound the safest, if slow, course of action. I would get the order to obtain information first though - you are going to need her employers details. As part of that order, also request last 3 months bank statements. Apart from revealing bank balances, may also reveal links to undisclosed savings. If there are savings, then consider a garnishee for at least some of the debt to give you a head start.

[nessa]

Thanks so much for your reply Snorkerz, really helpful! Appreciate it!