Prospective new Tenant has CCJ's

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    Prospective new Tenant has CCJ's

    Hi everyone, I'm new to being a landlord and a prospective tenants referencing has come back with 3 CCJ's - all last year.... Obviously a high risk... but wondering if others have taken the risk and it's worked out? Or would you steer completely clear??

    Thanks in advance!


    #2
    You want to mitigate as much risk as possible............next.
    "I'm afraid I didn't do enough background checks apart from checking her identity on Facebook" - ANON

    What I say is based on my own experience and research - Please don't take as gospel without first checking the gospel yourself.

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      #3
      Steer clear.

      It's possible to get a ccj and not know about it (or because you disputed something and lost).
      But three is deeply concerning.
      When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
      Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

      Comment


        #4
        If you have to ask......
        I am not a lawyer, nor am I licensed to provide any regulated advice. None of my posts should be treated as legal or financial advice.

        I do not answer questions through private messages which should be posted publicly on the forum.

        Comment


          #5
          Thanks everyone, good advice!

          Comment


            #6
            Join the NLA/RLA & complete their FREE Distance Learning Modules for LLs etc. Membership fees are tax deductible.

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              #7
              Avoid like the plague.

              Comment


                #8
                They made there bed, so let them lay in it ! but not in your house / flat !!!

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                  #9
                  Originally posted by topshelf View Post
                  They made there bed, so let them lay in it ! but not in your house / flat !!!
                  Unless they are the tenants I'm in the process of evicting steer clear!

                  In fact, even if they are the tenants I'm evicting - stay well clear.

                  Comment


                    #10
                    I would not touch them with a barge pole. Act in hast and you will regret it.

                    Comment


                      #11
                      I took on tenants with CCJ’s granted not so many in a short space of time and they had a guarantor, there has been no issue with payments and rent has also been paid on time, however, the tenants in mine like to complain a lot! Even about stuff that is not even broken. I have ended up spending a fortune in order to keep them happy! In hindsight I really should
                      have waited until more applicants came in and not been so hasty to pick them, but you live and learn! I would advise listen to the above advice, I would say that many CCJs in such a short period of time is a red flag too. Good luck!

                      Comment


                        #12
                        Better/cheaper that it sits empty for a while than having problem tenants in it....

                        Comment


                          #13
                          They have a CCJ for a reason, They don't pay! If you give them a tenancy despite the CCJ it defeats the point!
                          Any advice I give is my opinion and experience, I am as you also learning.

                          Comment


                            #14
                            Appearances can be deceptive: I had a tenant who'd always paid regularly in full, told me she was declaring bankrupt (trying to force ex- to sell marital home, dunno if that worked).

                            Never missed a payment, I'd happily rent to her again.
                            I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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