Long Leasehold Questions

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Sticky: FAQ On Leasehold Property Issues-Your Answer Might Be Here by leaseholdanswers Started by leaseholdanswers, 29-05-2014, 08:36 AM	3 responses 9,545 views 0 likes	Last Post by Moderator2 17-06-2021, 21:40 PM
Planning Permission/compensation for leaseholders ? by unorginialusername Started by unorginialusername, 31-10-2021, 18:15 PM	10 responses 157 views 0 likes	Last Post by unorginialusername 01-11-2021, 20:00 PM
Uniformity Covenant by Leebobs Started by Leebobs, 01-11-2021, 16:04 PM	0 responses 32 views 0 likes	Last Post by Leebobs 01-11-2021, 16:04 PM
Common parts definition by seagull Started by seagull, 29-10-2021, 14:28 PM	8 responses 131 views 0 likes	Last Post by flyingfreehold 01-11-2021, 15:50 PM
blockage in pipe leading to soil pipe by NaomiB Started by NaomiB, 01-11-2021, 13:33 PM	2 responses 61 views 0 likes	Last Post by NaomiB 01-11-2021, 15:18 PM
Section 20 Nightmare by Lease20nightmare Started by Lease20nightmare, 29-10-2021, 13:16 PM	7 responses 252 views 0 likes	Last Post by eagle2 01-11-2021, 12:21 PM
Old Managing Agent forwarding historical unpaid invoices by jazzythumper Started by jazzythumper, 29-10-2021, 13:11 PM	32 responses 308 views 0 likes	Last Post by eagle2 01-11-2021, 11:36 AM
Best address to use for mcol by Codger Started by Codger, 27-10-2021, 10:53 AM	13 responses 147 views 0 likes	Last Post by eagle2 01-11-2021, 09:55 AM
Recommendations for fixed fee solicitor for informal lease extension by fka001 Started by fka001, 30-10-2021, 10:54 AM	3 responses 63 views 0 likes	Last Post by Section20z 01-11-2021, 08:23 AM
Qualifications/acceptable membership criteria for a prospective Management Agent by wallace76 Started by wallace76, 28-10-2021, 18:37 PM	22 responses 200 views 0 likes	Last Post by eagle2 01-11-2021, 06:17 AM
Does lease trump Section 106 agreement? by HazeltonLane Started by HazeltonLane, 30-10-2021, 13:40 PM	4 responses 77 views 0 likes	Last Post by Macromia 31-10-2021, 15:02 PM

Leasehold buildings insurance

by Chadwick92

Hi all,

I own a leasehold flat. The freeholder owns the property above - the building/house is split into a ground floor (mine) and first floor flat (the freeholder’s).

It is the freeholder’s responsibility to take out buildings insurance for the whole building for which...
- Channel: Long Leasehold Questions
06-08-2022, 16:10 PM
Reply to Leasehold buildings insurance

by SouthernDave

Quick copy from a website I found…
this policy is designed to cover leaseholders own fitted permanent fixtures and fittings. Such as kitchen and bathroom, not insured under the block buildings insurance, insured by the freeholder or management company
- Channel: Long Leasehold Questions
07-08-2022, 21:05 PM
How to stop rip-off improvements?

by Flashback1966

I have flat where they want £6,000 per flat service charges. So far we have not paid, as some of the work has been done to a poor standard. They put £250 external doors and looks like it has been fitted by a clown. The letter box is gold, but the locks are in silver....

We do want improvement...
- Channel: Long Leasehold Questions
07-08-2022, 20:52 PM
Reply to How to stop rip-off improvements?

by SouthernDave

Who is managing them?
- Channel: Long Leasehold Questions
07-08-2022, 21:00 PM
Reply to Leasehold buildings insurance

by AndrewDod

It is actually a very difficult area with no clear path. It is not within the demise of the FH, and thus not really his to insure.

Yes buildings policies in general often include fittings as part of the building, but the fact that a policy covers something (even if it does), does not mean...
- Channel: Long Leasehold Questions
07-08-2022, 20:57 PM
Reply to Leasehold buildings insurance

by SouthernDave

Best to check… it’s definitely not the case on the several flats we own. We have separate polices that ‘top up’ the buildings insurance that is maintained by the management company because the policies they have are pretty basic....
- Channel: Long Leasehold Questions
07-08-2022, 20:54 PM
Late in paying service charge arrears / legal expenses

by Flashback1966

I was late in paying service charge for a flat. Letter came from solicitor. I paid in full including their legal fees (their fees were £350), but was late by their deadline. Things go filed at Court, so they want an additional £1,200 in legal fees (on top of the £350 already paid. On the court form...
- Channel: Long Leasehold Questions
07-08-2022, 20:47 PM
Future maintenance of a new alteration

by bamboccio

Hello,

The context is a concerted house where leaseholders own the freehold.
The service charge is split by percentage of expenditure / costs.
One leaseholder is now going to alter his property and build a significant extension. This will cause a jump in the building insurance...
- Channel: Long Leasehold Questions
27-06-2022, 14:30 PM
Reply to Future maintenance of a new alteration

by Sydaton

Indeed and with the % contributions going down for each lease apart from for the one being extended, it shouldn't be a hard sell....
- Channel: Long Leasehold Questions
07-08-2022, 20:34 PM
Reply to Leasehold buildings insurance

by Sydaton

With respect, I don't think that that is correct.

I don't think it is common for building insurance to exclude bathrooms and kitchens. I would expect interior fittings such as baths, kitchen units and toilets to be included in flats insurance.

I don't have separate policies...
- Channel: Long Leasehold Questions
07-08-2022, 20:30 PM

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