I am a L/H on a development that has a marina wall.the marina wall has structural issues and over the last 18 months I have had to pay close to £30k in special levies as well as my normal service charge of £6000. This has almost bankrupted me. I was paying a set amount each month to try and manage the payments from salary and savings. Then after the latest in January 2021
for 10k in 2 weeks in January 2021, the managing agents and the leasehold management company decided I couldn’t pay monthly anymore, even though I had paid every payment on time. I was told I had 2 weeks to pay the special levy. So far I have paid £5500 of this demand. But need to go back to paying monthly as I received another bill yesterday for the normal service charge for £2500. So in 3 months I have had bills for £12,500. I have lost my job due to COVID and have secured a lower paying job and am now working 2 jobs - 7 days a week to try and pay these crazy bills. My questions are:
1. Is their a legal argument I can use so that the managing agents and the leasehold management company can accept monthly payments given COVID and the extaordinary demands for money as I am a single Mum working 2 jobs and having to find £12,500 every 5 months.
2. Is it law that the management/leasehold company duty of care and legal responsibility to ensure that we the leaseholder are covers for these sorts of issues under our estate insurance. I understood when I bought the property we were but during the last 2 changes of management agents this prt of the policy fell through and wasn’t renewed? Surely I have grounds for a negligence claim. As I thought that part of the responsibility is that we would be covered as I am paying into my Service Charge for this to be covered. I speaking to the chairman today to understand why we weren’t covered.
so any advice would be gratefully received as I cannot continue to find these huge sums of money with no end in sight especially for an issue that was and should have been covered by the insurance I was paying into.
Thank you
for 10k in 2 weeks in January 2021, the managing agents and the leasehold management company decided I couldn’t pay monthly anymore, even though I had paid every payment on time. I was told I had 2 weeks to pay the special levy. So far I have paid £5500 of this demand. But need to go back to paying monthly as I received another bill yesterday for the normal service charge for £2500. So in 3 months I have had bills for £12,500. I have lost my job due to COVID and have secured a lower paying job and am now working 2 jobs - 7 days a week to try and pay these crazy bills. My questions are:
1. Is their a legal argument I can use so that the managing agents and the leasehold management company can accept monthly payments given COVID and the extaordinary demands for money as I am a single Mum working 2 jobs and having to find £12,500 every 5 months.
2. Is it law that the management/leasehold company duty of care and legal responsibility to ensure that we the leaseholder are covers for these sorts of issues under our estate insurance. I understood when I bought the property we were but during the last 2 changes of management agents this prt of the policy fell through and wasn’t renewed? Surely I have grounds for a negligence claim. As I thought that part of the responsibility is that we would be covered as I am paying into my Service Charge for this to be covered. I speaking to the chairman today to understand why we weren’t covered.
so any advice would be gratefully received as I cannot continue to find these huge sums of money with no end in sight especially for an issue that was and should have been covered by the insurance I was paying into.
Thank you
Comment