Please can someone translate this jargon??

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    Please can someone translate this jargon??

    So we have paid our money to {Mod - name removed} to purchase our freehold and they have sent us the Land Registry document to sign...the only problem is that they have inserted a paragraph of absolute jargon and we need someone to translate it!! Please is there anyone out there who can translate this into plain English for us??

    You should seek advice from a conveyancing solicitor to study this .

    It does not look like a transfer of the freehold title to you.


      I don't see why it shouldn't apply to buying the freehold, but you do pay the conveyancer to explain the documents, so you should go to them.

      Generally, I think it is trying to leave you in as close as possible to the same situation you were in before, as far as rights and responsibilities go, except where they fundamentally relate to being leasehold. It is also trying to protect the current freeholder if you fail to honour the terms.


        We had decided to pay them directly instead of negotiating through a solicitor since the direct route was much quicker to do. So we haven't consulted anyone about this but maybe we need to!


          I guess your property is a house held under leasehold title and you are trying to buy the freehold title.

          If you visit the official Land Registry Online website , you can buy a copy of the freehold title and download for your postcode address for £4 by credit card . This copy of title will give the name of current title holder which should correspond to the name of company demanding the annual ground rent from you.

          If there are any charges registered against the title, it means the freeholder has borrowed money against the rental income.

          You should be paying for the transfer of the freehold title and NOT for transfer of the debt ( charges). And this is why you need to seek advice from a solicitor.


            I think the charges register is referring to the leasehold title. Unfortunately the page that define The Title is missing. Also, I think the charges register can hold more than debts.


              In any case, this looks like standard text intended to avoid needing to go through the individual documents an copy relevant clauses, so some of it may cover cases that don't apply.


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