LA reference checks

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    LA reference checks

    When doing a tenant reference check, what sort of checks have to be done by the LA?

    My LA told me a landlord reference check was not needed nor a credit check.

    Is there anywhere where a minimum or the exact requirements defined anywhere?

    #2
    That would depend on the licence conditions of your authority .

    Comment


      #3
      An agent or landlord are not required to do any checks at all. But credit & previous landlord reference checks are v advisable , plus gut feel, perhaps seeing bank statements and payslips. Recommended you insist on seeing them prior to agreeing tenancy if you let agent charge you for doing it (cheaper if you do it).

      A local authority (LA) does such checks as they see fit on the landlord.
      I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

      Comment


        #4
        If you don't care who is in your property, feel it's irrelevant what they earn, don't care whether they have savings, don't care if they have CCJs, which would indicate an inability to budget, doesn't matter to you if they are a bankrupt, or worse, an undischarged bankrupt so you can't recover debt, then absolutely don't bother.

        You've been had by your LA . . .

        Comment


          #5
          Originally posted by theartfullodger View Post
          An agent or landlord are not required to do any checks at all. But credit & previous landlord reference checks are v advisable , plus gut feel, perhaps seeing bank statements and payslips. Recommended you insist on seeing them prior to agreeing tenancy if you let agent charge you for doing it (cheaper if you do it).

          A local authority (LA) does such checks as they see fit on the landlord.
          Some local authorities require referencing as a condition of selective licensing / hmo.

          Comment


            #6
            Could you please clarify who you mean by LA.
            Those initials could stand for letting agent or local authority,

            If your letting agent is suggesting renting a property to a tenant without credit checking or referencing them, cease doing business with them immediately.
            When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
            Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

            Comment


              #7
              It means Letting Agent here. Ref. https://forums.landlordzone.co.uk/fo...hout-knowledge
              There is a fine line between irony and stupidity. If I say something absurd please assume that I am being facetious.

              Comment


                #8
                Letting agent

                Comment


                  #9
                  Originally posted by Ra101 View Post
                  Letting agent
                  I can't work out if the agent is an idiot or a crook.
                  When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
                  Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

                  Comment


                    #10
                    Originally posted by jpkeates View Post
                    I can't work out if the agent is an idiot or a crook.
                    I don't think the terms are exclusive . . .

                    Comment


                      #11
                      Could be a good essay question.

                      Comment


                        #12
                        The only minimum check the LA or yourself have to do is the right to rent check, all other checks are up to you - the more checks you conduct on the prospective T the better informed you are on their financial situation and if they will be able to pay you the rent.

                        Comment


                          #13
                          Technically, you don't have to do the right to rent check.
                          It's provides a defence against a claim that you let to someone that had no right to reside, but the check isn't actually mandatory.
                          When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
                          Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

                          Comment

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