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Started by leaseholdanswers, 12-01-2014, 11:38 AM
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Last Post leaseholdanswers  
Started by leaseholdanswers, 27-12-2013, 09:53 AM
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Last Post leaseholdanswers  
Started by leaseholdanswers, 30-07-2013, 10:13 AM
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4,916 views
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Last Post leaseholdanswers  
Started by ashburnham, 04-07-2013, 15:21 PM
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7,744 views
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Started by John Youngs, 19-08-2017, 12:05 PM
2 responses
42 views
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Last Post John Youngs  
Started by Lorimer, 08-08-2017, 06:49 AM
7 responses
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by Lorimer
 
Started by Flashback1966, 08-08-2017, 15:53 PM
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Last Post JK0
by JK0
 
Started by HantsAgent, 08-08-2017, 08:39 AM
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by JK0
 
Started by Guby, 03-08-2017, 15:52 PM
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Last Post jjlandlord  
Started by Llama1, 01-08-2017, 20:51 PM
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by Llama1
 
Started by aciduzzo, 02-08-2017, 14:48 PM
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Started by Guby, 02-08-2017, 10:12 AM
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by Guby
 
Started by Guby, 26-07-2017, 08:37 AM
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Last Post leaseholder64  
Started by nfp40, 19-07-2017, 16:37 PM
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Last Post jjlandlord  
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Latest Topics

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  • Freeholder wants to change condition on lease renewal
    John Youngs
    I am in the process of purchasing a new 125 year lease on a BTL flat. The current lease says that in the event of a rebuild of the block being necessary the freeholder will pay any shortfall between the insured value & the rebuilding costs. The new lease removes this liability so only the insured...
    19-08-2017, 12:05 PM
  • Reply to Freeholder wants to change condition on lease renewal
    John Youngs
    Thanks for the reply.

    The lease is down to 56 years, the new one will be 125.

    The current valuation for rebuilding is £7m & insurance is £10m so is ok now. But I wondered what incentive there is for freeholder to keep this up to date. perhaps what you say about adequate...
    19-08-2017, 14:12 PM
  • Reply to Freeholder wants to change condition on lease renewal
    leaseholder64
    Are you renewing because the lease is about to expire, or are you doing so in order to extend one that has at least 21 years to run.

    In the latter case, you extend by exactly 90 years, and change the rent to one peppercorn per year (which will not, in practice, be demanded), without other...
    19-08-2017, 13:18 PM
  • Subsidence cover
    Lorimer
    I have trawled the internet etc. and made some phone calls but as soon as I mention the fact that the boundary wall in our front garden has developed cracks, we are refused cover.

    We have done some investigating and suspect that the cause of the cracks on the boundary wall is a large tree...
    08-08-2017, 06:49 AM
  • Reply to Subsidence cover
    Lorimer
    Agreed. I found that out when shopping around before renewal with the existing insurer. Good job I did not tell the existing insurer where to go in a fit of pique....
    08-08-2017, 17:55 PM
  • Insurance shot up due to water leaks from upstairs.
    Flashback1966
    I have an irresponsible landlord upstairs. Twice, the ceiling has fallen due to a water leak.

    The council are useless and gave no help.

    My insurance has gone up, as I have had two claims during recent years.

    Is there anything I can do about this? Can the upstairs...
    08-08-2017, 15:53 PM
  • Reply to Insurance shot up due to water leaks from upstairs.
    JK0
    What did you expect if you claimed on insurance rather than sued the guy?
    08-08-2017, 16:23 PM
  • Reply to Subsidence cover
    Flashback1966
    I don't understand why you did n't make a claim under the current insurance?

    I had a similar situation with a front garden wall, was leaning. The insurance company sent a surveyor at no cost to me.

    Whilst the house had strong foundation and was n't impacted by subsidence....
    08-08-2017, 15:48 PM
  • Reply to Subsidence cover
    JK0
    I believe you are over thinking this. You definitely want your existing policy to continue, as this will likely be the only firm who will insure for subsidence at a reasonable cost in the future. Also, I would not like to try to claim on your old policy if you have stopped it in favour of someone e...
    08-08-2017, 10:09 AM
  • Reply to Subsidence cover
    Lorimer
    We shopped around a bit when our existing insurer gave us the renewal quote and terms. We could not (at that time) find any other insurer that would offer us an all-inclusive policy. They either declined to insure us or offered to insure us on FLEA terms so we grudgingly renewed on FLEA terms with our...
    08-08-2017, 09:57 AM
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