Insurance Questions

Collapse

Forums Topics Posts Last Post
No forums found.
  • Filter
  • Time
  • Show
  • New Topics
Clear All
new posts
There are no conversations in this channel.
  • Filter
  • Time
  • Show
Clear All
new posts
Please log in to your account to view your subscribed posts.
  • Filter
  • Time
  • Show
  • Sort By
  • Order
Clear All
new posts
Topics Statistics Last Post
Started by leaseholdanswers, 12-01-2014, 12:38 PM
0 responses
5,749 views
0 likes
Last Post Priever
by Priever
 
Started by leaseholdanswers, 27-12-2013, 10:53 AM
0 responses
3,827 views
0 likes
Last Post Klanator  
Started by leaseholdanswers, 30-07-2013, 10:13 AM
0 responses
5,549 views
0 likes
Last Post leaseholdanswers  
Started by ashburnham, 04-07-2013, 15:21 PM
0 responses
8,761 views
0 likes
Last Post ashburnham  
Started by hamodi1993, 15-04-2014, 13:11 PM
4 responses
749 views
0 likes
Last Post Gordon999  
Started by RajK, 27-03-2014, 11:54 AM
11 responses
1,804 views
0 likes
Last Post leaseholdanswers  
Started by aguila, 27-03-2014, 15:13 PM
2 responses
1,570 views
0 likes
Last Post midlandslandlord  
Started by madmaxwell, 06-03-2014, 13:06 PM
4 responses
631 views
0 likes
Last Post leaseholdanswers  
Started by ***DK***, 25-03-2014, 14:41 PM
1 response
584 views
0 likes
Last Post leaseholdanswers  
Started by stressed53, 24-03-2014, 12:21 PM
4 responses
697 views
0 likes
Last Post ashburnham  
Started by theartfullodger, 06-03-2014, 18:08 PM
4 responses
692 views
0 likes
Last Post theartfullodger  
Started by Silverbantam, 06-03-2014, 13:31 PM
4 responses
682 views
0 likes
Last Post Interlaken  
Started by RajK, 06-03-2014, 19:21 PM
2 responses
1,628 views
0 likes
Last Post leaseholdanswers  
Started by Biggle73678, 03-03-2014, 21:40 PM
2 responses
1,215 views
0 likes
Last Post ram
by ram
 
No topics found.

Latest Topics

Collapse

  • A slightly more complicated water damage issue
    davebhoy
    Hello

    I own and am the landlord of a flat. The flat below is landlord owned and has tenants, the flat below them is owner occupied

    There has been an issue with a leak from the flat below mine into the flat below his, it has caused damage to the bathrooms in both flats....
    20-03-2019, 21:10 PM
  • Reply to A slightly more complicated water damage issue
    Gandolf
    If its a leak from radiator and went though 2 flats and is visable im sure you will have noticed, you would have had to top boiler up and bleed radiators. Hes trying it on already said hasn't got insurance so hes blaming you
    21-03-2019, 18:43 PM
  • Reply to A slightly more complicated water damage issue
    davebhoy
    Thanks very much, I'm going round to have a look this evening, and I'll be calling a plumber tomorrow and speaking to the insurance company once I've spoken to the plumber

    the flat below and is already talking about who pays and the flat below them is talking about liability already....
    21-03-2019, 17:10 PM
  • Reply to A slightly more complicated water damage issue
    jpkeates
    There's no default liability for a leak.
    Leaks happen, and unless there's been either negligence or a deliberate act to cause the leak, the question of liability doesn't arise.
    And as there isn't really anything anyone can do to "maintain" pipework, negligence is a bit of a stretch....
    21-03-2019, 14:34 PM
  • Reply to A slightly more complicated water damage issue
    buzzard1994
    You can get a leak from a bedroom if the bedroom has a radiator. I have experience of a leaking central heating pipe under floorboards causing damage to a room below. It was a real pain to find as at first it appeared to be penetrating damp. You can also get leaks running a fair way under floorboards...
    21-03-2019, 10:29 AM
  • Airbnb Insurance cover.
    Phizzel
    I rent a cottage. My tenant has asked to use a room for Airbnb for holiday lets.. My insurer has said it will negate the Cover they provide..They will cover for a lodger but not for Airbnb.. I rang another Insurer who provide cover but only if Airbnb is being provided within where the homeowner lives....
    20-03-2019, 16:31 PM
  • Reply to Airbnb Insurance cover.
    ashburnham
    Airbnb not a problem but as the tenant want to arrange it, it falls under the "sub-letting" category which makes most insurers run a mile. Think you will have trouble getting the cover you need, coupled with other potential issues as per above post, I think this is more hassle than it's w...
    21-03-2019, 10:26 AM
  • Reply to A slightly more complicated water damage issue
    ashburnham
    I would just relay everything in your post to your landlord insurer. I do not know the extent of coverage on your insurance policy but things that will help are:

    "Trace and Access" cover which would cover the locating and repairing of the leak
    "Property Owners Liability"...
    21-03-2019, 09:58 AM
  • Insrance cover for leaseholder
    gmt4114
    Hello, I inherited a
    downstairs
    flat in a typical terraced street, I also am the leaseholder for the upstairs flat, I receive no benefit for this I think the term is peppercorn lease. I have asked D Line for a quote on the flat I own and they have quoted me for this but they said I have to have cover...
    20-03-2019, 14:51 PM
  • Reply to Insrance cover for leaseholder
    leaseholder64
    Just to clarify. If the lease doesn't make anyone responsible for arranging the insurance, any party to it can go to the tribunal to force a change, but if it simply leaves the freeholder responsible for paying, you are likely to need unanimous agreement to change it.
    20-03-2019, 22:17 PM
Working...
X