Insurance Questions

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Closed, Sticky: Building Insurance - Blocks of flats. by leaseholdanswers Started by leaseholdanswers, 12-01-2014, 12:38 PM	0 responses 5,943 views 0 likes	Last Post by Priever 11-10-2017, 12:34 PM
Sticky: Leaseholder’s rights to 1 insurance policy information & 2 Right to Lodge a Claim by leaseholdanswers Started by leaseholdanswers, 27-12-2013, 10:53 AM	0 responses 3,898 views 0 likes	Last Post by Klanator 06-09-2017, 08:01 AM
Closed, Sticky: Escape of Water In Flats Claims- Who Pays the Excess by leaseholdanswers Started by leaseholdanswers, 30-07-2013, 10:13 AM	0 responses 5,847 views 0 likes	Last Post by leaseholdanswers 30-07-2013, 10:13 AM
Closed, Sticky: Escape of Water Leaks in Flats by ashburnham Started by ashburnham, 04-07-2013, 15:21 PM	0 responses 9,521 views 0 likes	Last Post by ashburnham 04-07-2013, 15:21 PM
Burnt out shell next door by Mr. Kiplilng Started by Mr. Kiplilng, 23-01-2020, 22:07 PM	5 responses 75 views 0 likes	Last Post by leaseholder64 27-01-2020, 01:15 AM
Buildings Insurance by Stacker Started by Stacker, 17-01-2020, 19:39 PM	6 responses 90 views 0 likes	Last Post by Stacker 23-01-2020, 19:45 PM
Will insurance work as lock to communal area broken for long time by Chef andy Started by Chef andy, 01-01-2020, 23:25 PM	4 responses 125 views 0 likes	Last Post by Gordon999 19-01-2020, 12:20 PM
Rent guarantee insurance needed by MungoJerrysBeard77 Started by MungoJerrysBeard77, 11-12-2019, 08:40 AM	3 responses 120 views 0 likes	Last Post by ashburnham 19-12-2019, 10:56 AM
Landlord Rent Guarantee Insurance without salary checks by BentuKala Started by BentuKala, 15-09-2019, 18:32 PM	13 responses 224 views 0 likes	Last Post by tatemono 12-12-2019, 21:49 PM
Leasehold Management - To Buy Terrorism Insurance Or Not To Buy Terrorism Insurance? by bigalxyz Started by bigalxyz, 05-12-2019, 16:01 PM	4 responses 95 views 0 likes	Last Post by Flashback1966 09-12-2019, 21:50 PM
Rent insurance . by Luke Started by Luke, 22-11-2019, 16:32 PM	8 responses 97 views 0 likes	Last Post by Luke 23-11-2019, 12:17 PM
Flat let to students by ashintoms Started by ashintoms, 15-11-2019, 08:18 AM	1 response 43 views 0 likes	Last Post by Gordon999 23-11-2019, 03:45 AM
Rent guarantee insurance by JoanneC Started by JoanneC, 25-10-2019, 10:29 AM	5 responses 89 views 0 likes	Last Post by Gordon999 23-11-2019, 02:17 AM
Lift insurance by Hazzer Started by Hazzer, 06-11-2019, 13:33 PM	2 responses 58 views 0 likes	Last Post by Gordon999 19-11-2019, 10:40 AM

Reply to Claim or not to claim for crack which possibly could be subsidence

by Bendis

You may also have problems obtaining alternative insurance quotations if there is a subsidence claim.

It is sensible to obtain soime informal advice. If the advice is it is subsidence then there is no option you need to advise insurers failure to do so may prejudice a claim in the fut...
- Channel: Insurance Questions
15-02-2020, 09:02 AM
Claim or not to claim for crack which possibly could be subsidence

by Singhno1

I own a flat (Share of Freehold if it makes a difference) in a detached property which has developed a crack one of the side. My flat is at the back, above another flat owner. The crack happens to be between the main building and our flats. It is big gap from top and comes all the way down getting smaller....
- Channel: Insurance Questions
02-02-2020, 22:52 PM
Property owners liability insurance?

by chris_p_green

Hi, after a terrible experience with my last tenant I will be taking out landlords insurance to protect me against non payment of rent, malicious damage and legal expenses. My question is whether you would advise taking out property owners liability insurance to protect against claims for injuries?...
- Channel: Insurance Questions
11-02-2020, 09:48 AM
Reply to Property owners liability insurance?

by Bendis

Or you could just take out propertry owners liability.
- Channel: Insurance Questions
15-02-2020, 08:58 AM
How to check that block insurance is adequate

by juliepv

Hello and good morning
Thanks in advance for anyone who has advice regarding my query...
I own a flat in a block of 24.
How do I check that the management company of the apartment block has set up adequate insurance cover?
Many thanks
- Channel: Insurance Questions
14-02-2020, 11:02 AM
Reply to How to check that block insurance is adequate

by Bendis

Hi
Wjhat do you mean by adequate?
A surveyor will need to check the sum insured is sufficient.
An insurance broker will be needed to review the inaurance.
- Channel: Insurance Questions
15-02-2020, 08:56 AM
Reply to Property owners liability insurance?

by chris_p_green

Thank you all for the guidance. Much appreciated....
- Channel: Insurance Questions
12-02-2020, 17:30 PM
Reply to Property owners liability insurance?

by ashburnham

If you are noted on the buildings policy as an interested party the liability cover within may extend to you. You should also consider a contents policy also for the minimal contents you do have (carpets, curtains, furniture, etc.) as it is likely you will receive liability cover for this side of things...
- Channel: Insurance Questions
12-02-2020, 14:56 PM
Reply to Property owners liability insurance?

by Mrs Mug

So your flat contains no carpets, flooring, curtains, blinds, curtain poles, lamp shades etc.?...
- Channel: Insurance Questions
11-02-2020, 20:31 PM
Reply to Property owners liability insurance?

by chris_p_green

The flat is freehold and we hold buildings insurance through the resident's management company. We don't have a contents insurance policy due to lack of anything of value in the property, is it possible its part of that policy? If so I'll try and get hold of the insurance details. If not I suspect I'll...
- Channel: Insurance Questions
11-02-2020, 18:58 PM

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