Here is the scenario:
Three flats in a building, sharing equally (1/3 each) the cost of building insurance.
One of the flats is currently unoccupied because of imminent building work. The building works have been delayed. The insurance is £200 more expensive because of the flat being...
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Sticky:
Leaseholder’s rights to 1 insurance policy information & 2 Right to Lodge a Claim
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Latest Topics
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Reply to Insurance questionThe leaseholder of unoccupied flat should pay the extra £200 .
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Channel: Insurance Questions
08-02-2019, 05:39 AM -
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Our insurance on a small block of flats in SW London has just gone up by 50% to just over £1000 pa The reason I was given by the broker is that the existing policy included cover for 'acts of terrorism'. Even a policy without the T cover is 35% up on last year because all 4 flats are now rented out...
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Channel: Insurance Questions
23-01-2019, 10:26 AM -
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Try getting a comparison quote for block of flats policy + terrorism cover from this online site which offers insurance cover by Lloyds of London :
https://www.thepropertyinsurer.co.uk...ats-insurance/...-
Channel: Insurance Questions
08-02-2019, 05:32 AM -
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Hi
I have had water damage to a property. The claim started over 1 month ago, we send photos and documents.
The insurer initially accepted that water damage to chipboard and cabinetry can be claimed but did not send a loss adjustor.
After one month we started redecorating...-
Channel: Insurance Questions
07-02-2019, 12:35 PM -
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Reply to insurance claimObviously unacceptable that the insurers have taken so long to send a loss adjuster however before any work was initiated, you should have cleared it with the insurer first. If the property was uninhabitable due to the water damage then the claim could have extended to provide loss of rent cover if...
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Channel: Insurance Questions
07-02-2019, 14:58 PM -
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Hi,
I have read the sticky posts about water leaking downstairs and insurance. I just want to make sure that I am doing this (legally) right as my situation is quite specific:
- There was water leaking from the under boards of one of the bedroom flats to the downstairs flat...-
Channel: Insurance Questions
21-01-2019, 01:45 AM -
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Sorry for the late post, I was away. Just wanted to say thank you for the helpful advice. I will see if I can cover the fees as long as they are not excessive and yes paying for the excess seems like a good option.
Paul-
Channel: Insurance Questions
06-02-2019, 19:42 PM -
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HI,
We recently broke the glass top of our cooker and our agency has quoted £200 higher than what the manufacturer themselves quoted us. They said our landlord's insurance doesn't cover accidental damage but given the fact they quoted so high for the repair we have little trust in them....-
Channel: Insurance Questions
31-01-2019, 12:33 PM -
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KTC,
There was a case which confirmed that - don't ask me its name.-
Channel: Insurance Questions
31-01-2019, 19:52 PM -