Insurance Questions

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Closed, Sticky: Building Insurance - Blocks of flats. by leaseholdanswers Started by leaseholdanswers, 12-01-2014, 12:38 PM	0 responses 6,084 views 0 likes	Last Post by Priever 11-10-2017, 12:34 PM
Sticky: Leaseholder’s rights to 1 insurance policy information & 2 Right to Lodge a Claim by leaseholdanswers Started by leaseholdanswers, 27-12-2013, 10:53 AM	0 responses 3,961 views 0 likes	Last Post by Klanator 06-09-2017, 08:01 AM
Closed, Sticky: Escape of Water In Flats Claims- Who Pays the Excess by leaseholdanswers Started by leaseholdanswers, 30-07-2013, 10:13 AM	0 responses 6,115 views 1 like	Last Post by leaseholdanswers 30-07-2013, 10:13 AM
Closed, Sticky: Escape of Water Leaks in Flats by ashburnham Started by ashburnham, 04-07-2013, 15:21 PM	0 responses 10,402 views 1 like	Last Post by ashburnham 04-07-2013, 15:21 PM
Redirect: Who pays insurance excess (top flat, water-damaged)? by youngsm Started by youngsm, 09-05-2011, 16:44 PM	—	—
Who should pay for the excess? by Sandys Started by Sandys, 09-05-2011, 16:44 PM	0 responses 137 views 0 likes	Last Post by Sandys 09-05-2011, 16:44 PM
Who pays excess? by hollyhead Started by hollyhead, 09-05-2011, 16:44 PM	0 responses 400 views 0 likes	Last Post by hollyhead 09-05-2011, 16:44 PM
Who pays insurance excess: Freeholder or Leaseholder? by liane Started by liane, 09-05-2011, 16:44 PM	0 responses 1,545 views 0 likes	Last Post by liane 09-05-2011, 16:44 PM
Buildings Insurance Excess by frobabili Started by frobabili, 09-05-2011, 16:44 PM	0 responses 763 views 0 likes	Last Post by frobabili 09-05-2011, 16:44 PM
Building Insurance Excess- who pays? by Buy2Let Started by Buy2Let, 09-05-2011, 16:44 PM	0 responses 813 views 0 likes	Last Post by Buy2Let 09-05-2011, 16:44 PM

Reply to Insurance problem

by pebblepebble

Because two different solicitors have not suggested that course of action. Eviction is currently in progress and the current insurers are paying for that.

The tenants were living there for the first three months of missed rent (and the brother was staying with them). We had all the excuses,...
- Channel: Insurance Questions
16-01-2021, 17:18 PM
Insurance problem

by pebblepebble

I have just been told by my insurance agent that current insurance company have refused to insure again due to the illegal occupiers currently living there. He said of all the others he contacted only one would give a quote - this was hugely inflated and had exclusions which I am not happy about....
- Channel: Insurance Questions
15-01-2021, 14:39 PM
Reply to Insurance problem

by DPT57

If the tenants are not living there, you could have served a common law Notice to Quit to end their tenancy 10 months ago. Unless the current occupiers can show that they have a valid sub-tenancy, they would be trespassers and could have been removed then. Why has it taken all this time?
- Channel: Insurance Questions
16-01-2021, 16:52 PM
Reply to Insurance problem

by pebblepebble

They were given the keys by the tenant's brother who stayed on for a while after the tenants moved. No rent paid for over 10 months.

Edited to add tenants moved out last June....
- Channel: Insurance Questions
15-01-2021, 19:15 PM
Reply to Insurance problem

by theartfullodger

How " illegal occupiers """? How did they gain access please? Who permitted it, who provided keys (or not..), and have you accepted rent from them or not, please?
- Channel: Insurance Questions
15-01-2021, 19:05 PM
Reply to Insurance problem

by pebblepebble

No it wasn't me, this is my only post on the subject and I only found out today. It's not a rent to rent scheme or HMO just two men living there who aren't the tenants.

Yes to the eviction process - I had the review hearing this week and waited three months for that. The insurance company...
- Channel: Insurance Questions
15-01-2021, 17:48 PM
Reply to Insurance problem

by DPT57

I think I might have replied to this question on a different forum, but in case it wasn't you. My brother-in-law had this problem when a property he had rented through a rent to rent scheme, (against my advice I hasten to add) suddenly became a licensable HMO due to a change in the local authority licensing...
- Channel: Insurance Questions
15-01-2021, 17:20 PM
Reply to Deposit insurance claim

by jpucng62

I think your agent may not have paid for the insurance - so I would suggest you ask for proof that they did or claim against them.
- Channel: Insurance Questions
15-01-2021, 14:33 PM
Deposit insurance claim

by Milzee

Hi all, first time poster here. I recently let a property and instead of placing a deposit the tenants took out deposit insurance. This is the first time I've done this. Apparently it's a new thing and becoming quite popular. I think the policy was sold to the tenants by the letting agent and the letting...
- Channel: Insurance Questions
14-01-2021, 15:06 PM
Reply to Deposit insurance claim

by amy131

Perhaps look at the agent's website and listings and you may see them promoting the scheme....
- Channel: Insurance Questions
15-01-2021, 14:28 PM

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