Insurance Questions

Topics	Statistics	Last Post
Closed, Sticky: Building Insurance - Blocks of flats. by leaseholdanswers Started by leaseholdanswers, 12-01-2014, 12:38 PM	0 responses 5,726 views 0 likes	Last Post by Priever 11-10-2017, 12:34 PM
Sticky: Leaseholder’s rights to 1 insurance policy information & 2 Right to Lodge a Claim by leaseholdanswers Started by leaseholdanswers, 27-12-2013, 10:53 AM	0 responses 3,811 views 0 likes	Last Post by Klanator 06-09-2017, 08:01 AM
Closed, Sticky: Escape of Water In Flats Claims- Who Pays the Excess by leaseholdanswers Started by leaseholdanswers, 30-07-2013, 10:13 AM	0 responses 5,512 views 0 likes	Last Post by leaseholdanswers 30-07-2013, 10:13 AM
Closed, Sticky: Escape of Water Leaks in Flats by ashburnham Started by ashburnham, 04-07-2013, 15:21 PM	0 responses 8,700 views 0 likes	Last Post by ashburnham 04-07-2013, 15:21 PM
Landlord insurance extras by Propertygoesup Started by Propertygoesup, 15-01-2018, 19:34 PM	12 responses 233 views 0 likes	Last Post by tatemono 07-02-2018, 09:13 AM
Loss of Rent on Insurance policy by shearne Started by shearne, 25-10-2017, 10:12 AM	9 responses 178 views 0 likes	Last Post by Gordon999 06-02-2018, 02:56 AM
Leak from above flat, who pays the excess? by uk174 Started by uk174, 04-02-2018, 12:41 PM	2 responses 160 views 0 likes	Last Post by jpkeates 04-02-2018, 14:48 PM
Am I still insured? by Doug_b Started by Doug_b, 23-01-2018, 21:27 PM	3 responses 89 views 0 likes	Last Post by Doug_b 23-01-2018, 22:07 PM
Workmen Damaged Driveway With Heavy Machinery Do I Have To Take A Patch by nokia_aid Started by nokia_aid, 23-01-2018, 17:44 PM	5 responses 85 views 0 likes	Last Post by theartfullodger 23-01-2018, 20:31 PM
Insurance matter by Bibi1 Started by Bibi1, 18-01-2018, 10:46 AM	1 response 56 views 0 likes	Last Post by Interlaken 22-01-2018, 13:40 PM
Storage Heaters, Electrics and Plumbing Cover by fosbie Started by fosbie, 22-01-2018, 10:14 AM	2 responses 62 views 0 likes	Last Post by Interlaken 22-01-2018, 13:34 PM
Can freeholder insuring maisonette require leaseholder to make up any shortfall? by Truefaux Started by Truefaux, 16-04-2017, 10:36 AM	17 responses 905 views 0 likes	Last Post by Truefaux 20-01-2018, 13:22 PM
Building or Contents Insurance for a Flat by ash72 Started by ash72, 15-01-2018, 21:17 PM	1 response 86 views 0 likes	Last Post by JK0 15-01-2018, 22:12 PM
Unreasonable split of insurance costs - can I challenge? by metalguy Started by metalguy, 02-01-2018, 21:13 PM	12 responses 188 views 0 likes	Last Post by Porgie 10-01-2018, 09:05 AM

Insurance question

Affinity

Here is the scenario:
Three flats in a building, sharing equally (1/3 each) the cost of building insurance.
One of the flats is currently unoccupied because of imminent building work. The building works have been delayed. The insurance is £200 more expensive because of the flat being...
- Channel: Insurance Questions
23-01-2019, 15:46 PM
Reply to Insurance question

Gordon999

The leaseholder of unoccupied flat should pay the extra £200 .
- Channel: Insurance Questions
08-02-2019, 05:39 AM
Block of 4 flats insurance gone up 50%

Interlaken

Our insurance on a small block of flats in SW London has just gone up by 50% to just over £1000 pa The reason I was given by the broker is that the existing policy included cover for 'acts of terrorism'. Even a policy without the T cover is 35% up on last year because all 4 flats are now rented out...
- Channel: Insurance Questions
23-01-2019, 10:26 AM
Reply to Block of 4 flats insurance gone up 50%

Gordon999

Try getting a comparison quote for block of flats policy + terrorism cover from this online site which offers insurance cover by Lloyds of London :

https://www.thepropertyinsurer.co.uk...ats-insurance/...
- Channel: Insurance Questions
08-02-2019, 05:32 AM
insurance claim

hsa1

Hi

I have had water damage to a property. The claim started over 1 month ago, we send photos and documents.

The insurer initially accepted that water damage to chipboard and cabinetry can be claimed but did not send a loss adjustor.

After one month we started redecorating...
- Channel: Insurance Questions
07-02-2019, 12:35 PM
Reply to insurance claim

ashburnham

Obviously unacceptable that the insurers have taken so long to send a loss adjuster however before any work was initiated, you should have cleared it with the insurer first. If the property was uninhabitable due to the water damage then the claim could have extended to provide loss of rent cover if...
- Channel: Insurance Questions
07-02-2019, 14:58 PM
water Leaking to downstairs flat - is my thinking correct?

paul332

Hi,

I have read the sticky posts about water leaking downstairs and insurance. I just want to make sure that I am doing this (legally) right as my situation is quite specific:

- There was water leaking from the under boards of one of the bedroom flats to the downstairs flat...
- Channel: Insurance Questions
21-01-2019, 01:45 AM
Reply to water Leaking to downstairs flat - is my thinking correct?

paul332

Sorry for the late post, I was away. Just wanted to say thank you for the helpful advice. I will see if I can cover the fees as long as they are not excessive and yes paying for the excess seems like a good option.

Paul
- Channel: Insurance Questions
06-02-2019, 19:42 PM
Accidental damage (renting via letting agency)

INEED2BUY

HI,

We recently broke the glass top of our cooker and our agency has quoted £200 higher than what the manufacturer themselves quoted us. They said our landlord's insurance doesn't cover accidental damage but given the fact they quoted so high for the repair we have little trust in them....
- Channel: Insurance Questions
31-01-2019, 12:33 PM
Reply to Accidental damage (renting via letting agency)

Lawcruncher

KTC,

There was a case which confirmed that - don't ask me its name.
- Channel: Insurance Questions
31-01-2019, 19:52 PM

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