Insurance Questions

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Closed, Sticky: Building Insurance - Blocks of flats. by leaseholdanswers Started by leaseholdanswers, 12-01-2014, 11:38 AM	0 responses 5,794 views 0 likes	Last Post by Priever 11-10-2017, 12:34 PM
Sticky: Leaseholder’s rights to 1 insurance policy information & 2 Right to Lodge a Claim by leaseholdanswers Started by leaseholdanswers, 27-12-2013, 09:53 AM	0 responses 3,847 views 0 likes	Last Post by Klanator 06-09-2017, 08:01 AM
Closed, Sticky: Escape of Water In Flats Claims- Who Pays the Excess by leaseholdanswers Started by leaseholdanswers, 30-07-2013, 10:13 AM	0 responses 5,606 views 0 likes	Last Post by leaseholdanswers 30-07-2013, 10:13 AM
Closed, Sticky: Escape of Water Leaks in Flats by ashburnham Started by ashburnham, 04-07-2013, 15:21 PM	0 responses 8,931 views 0 likes	Last Post by ashburnham 04-07-2013, 15:21 PM
Rent guarantee insurance by bassmonster Started by bassmonster, 10-05-2018, 11:08 AM	2 responses 125 views 0 likes	Last Post by ashburnham 15-05-2018, 09:07 AM
Buildings Insurance Invoice without Backup Information by leaseholderlondon Started by leaseholderlondon, 14-05-2018, 13:19 PM	3 responses 79 views 0 likes	Last Post by leaseholder64 14-05-2018, 16:52 PM
Buildings insurance for a flat - a strange case? by MichaelD Started by MichaelD, 28-04-2018, 19:13 PM	9 responses 243 views 0 likes	Last Post by MichaelD 07-05-2018, 12:42 PM
Hotel Insurers by AnthonyLHD Started by AnthonyLHD, 08-04-2018, 16:41 PM	1 response 81 views 0 likes	Last Post by Gordon999 27-04-2018, 05:59 AM
Public Liability Insurance by Always Problems Started by Always Problems, 15-04-2018, 05:25 AM	6 responses 158 views 0 likes	Last Post by leaseholder64 19-04-2018, 16:42 PM
Best landlord insurance by Canisius Started by Canisius, 19-03-2018, 10:34 AM	3 responses 408 views 0 likes	Last Post by AshT30 16-04-2018, 18:02 PM
Cost of freeholder insurance to insure 4 separate leasehold flats by Emilycarter Started by Emilycarter, 04-04-2018, 16:22 PM	4 responses 120 views 0 likes	Last Post by Emilycarter 07-04-2018, 16:14 PM
Advice requested about freeholders failure to comply with lease by moralcrusader Started by moralcrusader, 06-04-2018, 11:12 AM	3 responses 96 views 0 likes	Last Post by AndrewDod 07-04-2018, 15:48 PM
Right insurance for Ltd by Bubu de la Mancha Started by Bubu de la Mancha, 07-04-2018, 09:16 AM	0 responses 48 views 0 likes	Last Post by Bubu de la Mancha 07-04-2018, 09:16 AM
Difference between block insurance and 'regular' buildings insurance? by moralcrusader Started by moralcrusader, 03-04-2018, 13:09 PM	5 responses 108 views 0 likes	Last Post by moralcrusader 04-04-2018, 12:04 PM

Solar PV faulty installation

mariner

7 years ago I had solar panels installed by a Co no longer trading. A recent roof inspection determined this Co had cracked the tiles,without providing adequate underlying protection.
Can I claim this as vandalism on my buildings Ins?
- Channel: Insurance Questions
22-06-2019, 03:17 AM
Reply to Solar PV faulty installation

ashburnham

It is unlikely your home insurer will cover this. You employed a contractor to do a job so it is bad workmanship by them and not vandalism. Normally any work by trades people is excluded on a home insurance policy so any claim you make will have to be against the contractor. There is obviously no harm...
- Channel: Insurance Questions
24-06-2019, 08:29 AM
Reply to Solar PV faulty installation

JK0

Presumably the contractor must have had insurance when the job was done? Do you know who that firm was? Do you have any paperwork?
- Channel: Insurance Questions
22-06-2019, 16:27 PM
Damage to Ceiling

jessa46

I've notified my insurer about the partial ceiling collapse. I don't know if it's due to water damage or just that that part of the ceiling was wek. The building was built in 1880s. The repair bill is - £88 for initial clean up, £500 for repair. Rather than claim through my insurer, can I claim against...
- Channel: Insurance Questions
16-06-2019, 11:06 AM
Reply to Damage to Ceiling

jpkeates

You can't claim on someone else's insurance, only the policy holder can do that.
The upstairs insurance won't pay out on a repair to your flat unless the negligence covered by the policy and proven (and that's not really possible - although your agent might be right, that's hardly proof).
- Channel: Insurance Questions
22-06-2019, 12:07 PM
Reply to Damage to Ceiling

leaseholder64

Why was the defaulting owner not sued or threatened with forfeiture? Not having a block policy is likely to make it difficult to sell.
- Channel: Insurance Questions
22-06-2019, 11:57 AM
Reply to Damage to Ceiling

jessa46

We had a block policy years ago but one owner refused to pay so we had to take out individual policies with 'insurance to common area'.
- Channel: Insurance Questions
22-06-2019, 11:54 AM
Reply to Solar PV faulty installation

leaseholder64

You'd need a crime reference number from the police, but I'm sure they will tell you it is a civil matter.
- Channel: Insurance Questions
22-06-2019, 09:26 AM
Reply to Solar PV faulty installation

jpkeates

I'd guess you can claim whatever you want.

I'd expect the insurer to have issues with the age of the damage and the claim it's vandalism (which it isn't).
If you simply claim for the damage and they don't know all the facts, they might pay up, I guess.
- Channel: Insurance Questions
22-06-2019, 08:58 AM
Reply to Solar PV faulty installation

MdeB

Ask your insurer....
- Channel: Insurance Questions
22-06-2019, 08:33 AM

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