Insurance Questions

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Closed, Sticky: Building Insurance - Blocks of flats. by leaseholdanswers Started by leaseholdanswers, 12-01-2014, 12:38 PM	0 responses 5,943 views 0 likes	Last Post by Priever 11-10-2017, 12:34 PM
Sticky: Leaseholder’s rights to 1 insurance policy information & 2 Right to Lodge a Claim by leaseholdanswers Started by leaseholdanswers, 27-12-2013, 10:53 AM	0 responses 3,898 views 0 likes	Last Post by Klanator 06-09-2017, 08:01 AM
Closed, Sticky: Escape of Water In Flats Claims- Who Pays the Excess by leaseholdanswers Started by leaseholdanswers, 30-07-2013, 10:13 AM	0 responses 5,847 views 0 likes	Last Post by leaseholdanswers 30-07-2013, 10:13 AM
Closed, Sticky: Escape of Water Leaks in Flats by ashburnham Started by ashburnham, 04-07-2013, 15:21 PM	0 responses 9,521 views 0 likes	Last Post by ashburnham 04-07-2013, 15:21 PM
Water Leak outside Leasehold flat by Sahar Started by Sahar, 28-09-2018, 11:02 AM	4 responses 241 views 0 likes	Last Post by leaseholder64 08-10-2018, 11:34 AM
Possible subsidence, about to change insurance - claim now or later? by OddLion Started by OddLion, 01-10-2018, 17:31 PM	2 responses 133 views 0 likes	Last Post by OddLion 03-10-2018, 10:44 AM
water damage in leasehold property by joshua Started by joshua, 27-09-2018, 22:35 PM	0 responses 90 views 0 likes	Last Post by joshua 27-09-2018, 22:35 PM
Unoccupied Insurance by Welshsaxon Started by Welshsaxon, 26-09-2018, 05:35 AM	1 response 59 views 0 likes	Last Post by ashburnham 26-09-2018, 08:23 AM
I want advice not information by __chris__ Started by __chris__, 24-09-2018, 17:04 PM	2 responses 85 views 0 likes	Last Post by __chris__ 25-09-2018, 17:02 PM
Insurance dispute by stuco Started by stuco, 10-09-2018, 10:03 AM	4 responses 110 views 0 likes	Last Post by Interlaken 24-09-2018, 09:00 AM
Building insurance-going from joined ownership to company can save you money? by paduk Started by paduk, 10-09-2018, 13:32 PM	1 response 61 views 0 likes	Last Post by ashburnham 10-09-2018, 13:54 PM
Best landlord insurance with student tenants? by premieji Started by premieji, 05-09-2018, 13:27 PM	1 response 98 views 0 likes	Last Post by ashburnham 06-09-2018, 08:25 AM
Claim on old insurance policy for tenant compensation claim by johnsmith0774 Started by johnsmith0774, 02-09-2018, 14:45 PM	7 responses 188 views 0 likes	Last Post by MdeB 03-09-2018, 13:41 PM
Should the building insurance cover bike theft? by Kevin Maschke Started by Kevin Maschke, 20-08-2018, 08:45 AM	4 responses 89 views 0 likes	Last Post by nukecad 20-08-2018, 13:51 PM

Reply to Claim or not to claim for crack which possibly could be subsidence

by Bendis

You may also have problems obtaining alternative insurance quotations if there is a subsidence claim.

It is sensible to obtain soime informal advice. If the advice is it is subsidence then there is no option you need to advise insurers failure to do so may prejudice a claim in the fut...
- Channel: Insurance Questions
15-02-2020, 09:02 AM
Claim or not to claim for crack which possibly could be subsidence

by Singhno1

I own a flat (Share of Freehold if it makes a difference) in a detached property which has developed a crack one of the side. My flat is at the back, above another flat owner. The crack happens to be between the main building and our flats. It is big gap from top and comes all the way down getting smaller....
- Channel: Insurance Questions
02-02-2020, 22:52 PM
Reply to Property owners liability insurance?

by Bendis

Or you could just take out propertry owners liability.
- Channel: Insurance Questions
15-02-2020, 08:58 AM
Property owners liability insurance?

by chris_p_green

Hi, after a terrible experience with my last tenant I will be taking out landlords insurance to protect me against non payment of rent, malicious damage and legal expenses. My question is whether you would advise taking out property owners liability insurance to protect against claims for injuries?...
- Channel: Insurance Questions
11-02-2020, 09:48 AM
How to check that block insurance is adequate

by juliepv

Hello and good morning
Thanks in advance for anyone who has advice regarding my query...
I own a flat in a block of 24.
How do I check that the management company of the apartment block has set up adequate insurance cover?
Many thanks
- Channel: Insurance Questions
14-02-2020, 11:02 AM
Reply to How to check that block insurance is adequate

by Bendis

Hi
Wjhat do you mean by adequate?
A surveyor will need to check the sum insured is sufficient.
An insurance broker will be needed to review the inaurance.
- Channel: Insurance Questions
15-02-2020, 08:56 AM
Reply to Property owners liability insurance?

by chris_p_green

Thank you all for the guidance. Much appreciated....
- Channel: Insurance Questions
12-02-2020, 17:30 PM
Reply to Property owners liability insurance?

by ashburnham

If you are noted on the buildings policy as an interested party the liability cover within may extend to you. You should also consider a contents policy also for the minimal contents you do have (carpets, curtains, furniture, etc.) as it is likely you will receive liability cover for this side of things...
- Channel: Insurance Questions
12-02-2020, 14:56 PM
Reply to Property owners liability insurance?

by Mrs Mug

So your flat contains no carpets, flooring, curtains, blinds, curtain poles, lamp shades etc.?...
- Channel: Insurance Questions
11-02-2020, 20:31 PM
Reply to Property owners liability insurance?

by chris_p_green

The flat is freehold and we hold buildings insurance through the resident's management company. We don't have a contents insurance policy due to lack of anything of value in the property, is it possible its part of that policy? If so I'll try and get hold of the insurance details. If not I suspect I'll...
- Channel: Insurance Questions
11-02-2020, 18:58 PM

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