Rent protection insurance

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  • Akiko
    started a topic Rent protection insurance

    Rent protection insurance

    I have been having difficulty to find a Rent Protection Insurance.
    Most insurers require to have professional tenant reference check.
    I rented the property but made my own reference checks.
    Does anyone know a suitable insurer?

  • ashburnham
    We deal with two main companies for Rent Guarantee Insurance. They, like every other insurer it seems, require a credit reference from a reputable/professional credit reference agency. However, one of these companies does allow for full time employed working tenants ONLY to bypass this rule but a 4 point check is required.

    The 4 point check requires (1) Identification from the tenant, containing a clear verified photograph, (2) Either a utility bill or a bank statement, (3) Credit check; clear of CCJ’s, bankruptcies & indicating confirmation of residency and (4) Confirmation of employment – a written employers’ reference on company letter headed paper confirming the tenant’s permanent and current employment and that their salary is at least a multiple of 2.5 of the tenant’s rent.

    This is obviously specific to our insurer in question and I have no idea if other companies follow suit on this. I would suggest using the LandlordZONE Insurance Directory for further assistance.

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