Life Insurance and Critical Illness Cover

[jeffrey]

Certainly a block policy (cover increasable as borrowing increases) sounds cost-effective. Assurance cover is desirable to protect family/dependents in case of a main earner's illness or death, but that is scarcely a real problem for investment properties which the patient's/deceased's family could simply sell without impact on the family home.

[shetal]

Hi

Do you need life insurance and/or critical illness cover for rental properties?
Is there any way of doing one cover for a whole portfolio instead of
a policy on each property?
What are the advantages/disadvantages?
I have these both for my main residential property but find the cost
is adding up for my rental properties.
Please give me your views experts,
Shetal