Property insurance for BTL- where's best?

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  • Property insurance for BTL- where's best?

    Hi everyone

    has anyone got any Buildings Insurance for their rented house lately?

    I need to get Buildings Insurance for my 2 bed terraced rented house in manchester with one student in.

    So far, 1 company £213, wouldn't mind paying less.

    Many thanks for reading, hope to hear from you, kind regards

    Alex

  • #2
    Hi Alex,
    I have just changed our landlords insurances to a much more competitive company. 2 bed terraced in Cheshire let to DSS tennant £136.13 p.a. Also, 3 bed semi in Cheshire paying an additional premium for 8 weeks of unoccupation whilst renovation works were carried out £207.
    The Company is Elliott Garden based in Tyne & Wear. Tel: 0191 512 3541
    If anyone knows of cheaper insurance please let me know.
    Hope this helps.
    Lynette

    Comment


    • #3
      I use Rentguard (http://www.rentguard.org/) but via the RLA (http://www.rla.org.uk/rla.exe?input=.../insurance.htm) which gives a substantial discount (in fact that was the reason I originally joined the RLA, as the discounts I received covered their membership fee).

      Rentguard seems good value; have never had to claim so can't comment on that side of things.

      Comment


      • #4
        note of thanks

        Hi Lynette and Ericthelobster

        many thanks for your help.

        I ended up going with Rentgard (£135).

        I've also asked them to include a flyer explaining their insurance policy that covers you if the house should be empty i.e. no rent being paid as well - sounds interesting, because I have 2 houses that I rent out, but the figures are very tight and I'd be in trouble without the rental incomes.

        (-:

        hope things are good with your houses, kind regards
        Alex

        Comment

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