Claim on rental flat affecting my home insurance

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    Claim on rental flat affecting my home insurance

    It’s time to renew my home insurance and I have found that when I try to shop around, other insurers won’t take me on/ hike up the premiums because I have had a claim this year for my student flat due to water damage there. Has anyone else found the same? Do I just have to suck it up and pay higher premiums on my home insurance?

    #2
    Regrettably such matters go hand in hand with Insurance Renewals. Any claim or reported matter which might subsequently result in a claim has to be declared even if it relates to another property. I would suggest speaking with a specialist insurance broker like those which have banners on this web site, you might get a more responsive quote.

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      #3
      Just an epilogue: the insurance company agent said they’d check with their underwriter, then came back to me to say they’d be happy to insure me without increased premiums. I now pay £300 less pa due to switching and have enhanced insurance on our high value bikes. It pays to shop around and switch!

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