water damage in leasehold property

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    water damage in leasehold property

    Hi, I own a leasehold property which is in a block managed by a management company. I recently found out that there has been a long standing leak from the bath tub as it appears the silicone had degraded. There has been some damage to the wooden beams and so the management company are saying they are responsible for repairing, however they say that they may be able to reclaim the cost of the repair as the problem originated from a problem with the fixtures and fittings in my flat which are the responsibility of the leaseholder to maintain. I am really asking if anyone has any experience of an issue like this? It is likely to be pretty extensive work that's needed - at least 3 days and there is only one bathroom in the property so I'm also concerned about my tenants during this time

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  • Insrance cover for leaseholder
    gmt4114
    Hello, I inherited a
    downstairs
    flat in a typical terraced street, I also am the leaseholder for the upstairs flat, I receive no benefit for this I think the term is peppercorn lease. I have asked D Line for a quote on the flat I own and they have quoted me for this but they said I have to have cover...
    20-03-2019, 14:51 PM
  • Reply to Insrance cover for leaseholder
    leaseholder64
    This only makes some sense if you are the freeholder.

    There is an unusual arrangement, in part of the North East, where two parties are own the leaseholds of the flat where they live and the freehold of the other flat. Are you in that party of the country, and specifically where.
    ...
    20-03-2019, 15:16 PM
  • Not quite another water leak question.
    Shreeve
    So today it was discovered there is a leak in our kitchen, directly above our window. I did some investigating and found a possible source, which appears to be a crack on the outside of the building, but above where our ceiling ends and above where our upstairs neighbors kitchen floor begins. The problem...
    16-03-2019, 15:46 PM
  • Reply to Not quite another water leak question.
    Shreeve
    I'm not the freeholder. I only own the house I currently live in. I tried contacting the letting agent, but that was on Saturday and I'm calling Monday. I had another look and noticed on the roof there are a few tiles loose above where the leak is, so I'm assuming that is the responsibility of everyone...
    17-03-2019, 22:43 PM
  • Reply to Not quite another water leak question.
    jpkeates
    I'd start with the letting agent - they're possibly in touch with the estate.
    17-03-2019, 11:52 AM
  • Reply to Not quite another water leak question.
    Jon66
    The trustees aka executors of the will hold ownership of the property. If no will the property will be subject to intestacy rules. Check the probate office for the name of the owner as a will is in the public domain and it will also name the trustees who won'tbe difficult to find once you have their...
    16-03-2019, 20:49 PM
  • Reply to Not quite another water leak question.
    buzzard1994
    Someone still owns that flat.You need to try and find out who and ask them to check for leaks - although if the place is empty the water is probably off and then you are looking at possible rainwater penetration.Are you the freeholder?
    16-03-2019, 18:48 PM
  • Insurance/charity
    Forever Forest
    Does anyone know of any insurance companies who offer LL cover if the property is leased to a charity?

    Many thanks in advance.
    25-01-2019, 18:19 PM
  • Reply to Insurance/charity
    leonaph
    I though it sounded a good idea when my agent said a charity was interested in renting my house, to house single mothers and I just let him get on with it. But now I've probably fallen foul of my insurance company.
    I did not realize I was entering into a lease, Did not see the lease as the agent...
    14-03-2019, 16:40 PM
  • Policy details
    michelle230
    Hi on my insurance policy it states a 50% uplift. My understanding is that means insuring for 50% increase for inflation (in ONE year) for a potential rebuild!
    Have I understood this correctly and is this just yet another way to inflate the premiums?
    50%???
    Thanks
    Michelle
    05-03-2019, 14:53 PM
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