Shop with flying freehold Buildings Insurance question

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    Shop with flying freehold Buildings Insurance question


    I have a small shop which is part of a bigger residential building. The residential building extends over the full shop. Can anyone recommend how I would get buildings insurance to protect against anything happening in my shop that may affect the property above or to the side? I know about indemnity insurance but this does not cover against anything in my shop causing damage to the adjacent property. I am unable to find anything on Google.

    All help gratefully received.


    Most buildings/contents insurance policies will include Property Owners Liability or Public Liability cover. If you are liable for any damage caused to adjacent properties or injury to third parties, this will provide the necessary cover. As always, check the cover is included and look out for any special terms or exclusions.
    Steve Smith - Company Director at a leading Landlord Insurance broker with 20+ years experience in the industry
    LandlordZONE Verified Poster and Topic Expert for Landlords Insurance since 2009
    See my profile for contact details


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