Tenants gf using HMO address for life insurance

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    Tenants gf using HMO address for life insurance

    I have a Romanian tenant in a hmo. His Romanian gf has taken out some life insurance using the address . She doesn't live there - she lives in Romania. What are the implications?

    Can't see which country making a difference but strongly suspect someone on the fiddle.

    If someone informed the insurance company they might investigate. I'd return mail, not known at this address
    I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...


      Sounds like a fiddle to me. The letter got caught in the letterbox and ripped open. I facebooked the person and that's how I found out she's the Ts gf. I phoned the insurance company to tell them I'd never heard of her and she'd never lived there, well not in the last 25 years anyway and she's only 21 so that means she's never lived there.




        I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...


          I'm not sure I necessarily see a problem.

          Romania is part of the EU.
          EU citizens can shop around and take out insurance in any member state.

          And of course anyone can use an address for post that is not their home, it's often particularly expedient for correspondance in another country.

          Many LLs use a contact address for tenants that is not their home, mine does. (But I do also know his home address).

          It's up to the insurance company terms if they will issue life insurance for a person resident in another country.
          As long as they know she lives in Romania then it's not a problem.


            Thanks Nukecad, my concern is that she is not and never has been a tenant of mine. She lives in Romania but came over here and stayed with the T (without my consent) and got life insurance using my address. I wonder why she didn't get some in Romania as that's her home and she's back there now as far as I know. I just don't understand why somebody would come over here and get life insurance at an address they have nothing to do with and then go back home. It's one of those insurances where if you lose an eye you get so much, a leg so much and if you die a bit more and she's set it up for a long time - until she's 70. I smell a rat but just can't see it.


              Artful - that's what I suspect. If she gets enough legit stuff sent to my address she might be able to convince DWP she lives here when she doesn't.


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