Advice needed r.e. building and contents insurance

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    Advice needed r.e. building and contents insurance

    Hi everyone, I hang my head in shame this morning because I hadn't looked at my insurance premium for a long time but received info regarding it's renewal as of next month, the new total being £590.00! Rising £85 in comparison to last year. The amendments to the contract also show quite a few changes which mean a reduction in cover!
    So, apart from the obvious "check your renewal docs each year" advice (I know I'm a dafty!) can anyone offer any advice as to where's best for buildings and contents insurance, ideally cheaper than £600 for one 4 bed mid terraced furnished house. I've been looking online and just don't know where to start, there's so many bloomin options it's bamboozling!
    Many, many thanks in advance :-)

    #2
    I just renewed with Direct LIne for £125 for buildings & contents. (Aviva wanted £225.)
    To save them chiming in, JPKeates, Theartfullodger, Boletus, Mindthegap, Macromia, Holy Cow & Ted.E.Bear think the opposite of me on almost every subject.

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      #3
      I've used Discount Insurance to find LL insurance for many years. They always find me reasonable quotes and the cover seems good but that will only be proved if I ever have to claim.

      And on renewals, even though their auto renewal docs show a substantial hike in premium for no reason, they will almost always match last year's quote or come very close to it if I call and negotiate this. It's a buyers' market so shop around but beware of startlingly low premiums as that could indicate the cover is actually pants.

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