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Started by leaseholdanswers, 12-01-2014, 12:38 PM
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Last Post Priever
by Priever
 
Started by leaseholdanswers, 27-12-2013, 10:53 AM
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3,926 views
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Last Post Klanator  
Started by leaseholdanswers, 30-07-2013, 10:13 AM
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6,006 views
1 like
Last Post leaseholdanswers  
Started by ashburnham, 04-07-2013, 15:21 PM
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10,043 views
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Last Post ashburnham  
Started by George V, 15-08-2020, 08:35 AM
9 responses
138 views
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Last Post Moderator2  
Started by Flashback1966, 19-09-2020, 11:34 AM
21 responses
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Last Post boletus
by boletus
 
Started by flyingfreehold, 07-08-2020, 12:55 PM
18 responses
168 views
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Last Post flyingfreehold  
Started by JamesHopeful, 18-09-2020, 14:00 PM
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Last Post JamesHopeful  
Started by pip, 05-09-2020, 09:19 AM
56 responses
522 views
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Last Post gnvqsos
by gnvqsos
 
Started by MAPTON, 15-09-2020, 11:38 AM
1 response
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Last Post ashburnham  
Started by dmk1198, 08-09-2020, 16:09 PM
1 response
51 views
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Last Post Section20z  
Started by armour, 05-09-2020, 16:13 PM
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23 views
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Last Post armour
by armour
 
Started by Caliden, 31-08-2020, 17:34 PM
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74 views
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Last Post jpkeates  
Started by landtuksals, 02-09-2020, 21:19 PM
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Last Post jpucng62  
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Latest Topics

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  • Reply to Insurance claim question
    by Moderator2
    You ask a question like that, yet it is often likely that LLZ cannot support having the names posted, as explained in the forum rules....
    24-09-2020, 15:46 PM
  • Insurance claim question
    by George V
    Advice needed please:

    I put a claim in with my insurers for malicious damage after tenant surrendered their tenancy. The claim was for a few bits and bobs (e.g. damage to walls, kitchen unit, floorboard etc.).

    The claim management company, in their wisdom, has turned round...
    15-08-2020, 08:35 AM
  • Reply to Insurance claim question
    by George V
    The total loss (over two claims) was below 1k and so I have pretty much given up on pursuing this but not excluded (as I complained with the company) going to ombundsman.

    The insurer was {Name Removed} (apparently left market), arranged through CIA but claim handling company was {Name Removed}....
    24-09-2020, 12:18 PM
  • Leak from upstairs - excess £5,000
    by Flashback1966
    I am writing this on behalf of another landlord. There was a water leak from upstairs. Insurance were notified, but the excess was £5,000. This is in high end tower block, but rather dated.

    Who pays for the repair for water leak?...
    19-09-2020, 11:34 AM
  • Reply to Leak from upstairs - excess £5,000
    by boletus
    See the stickies in the 'insurance questions' forum;

    https://forums.landlordzone.co.uk/fo...eaks-in-Flats=
    21-09-2020, 16:16 PM
  • Reply to Leak from upstairs - excess £5,000
    by Moderator2
    You don't have the option to assess the standard of replies from other forum members, you can discuss the technicalities of replies, but don’t get into questioning another member’s credibility.

    These are discussion forums where members have a wide variety of knowledge and expertise,...
    21-09-2020, 15:57 PM
  • Reply to Leak from upstairs - excess £5,000
    by jpkeates
    The question is not about plumbing, it's a question is about insurance, liability and responsibility in a shared building....
    21-09-2020, 15:06 PM
  • Reply to Leak from upstairs - excess £5,000
    by gnvqsos
    I differ from you in that I would not offer advice or an opinion in areas where I lack either expertise and/or experience.However if an owner fits own pipework and omit inserts this is surely negligent ie should have employed a qualified plumber.I have trained and qualified as a plumber and therefore...
    21-09-2020, 15:02 PM
  • Reply to Leak from upstairs - excess £5,000
    by AndrewDod
    Except that is not what happens in practice. After 3 or 4 water leak related claims your insurer (and any other insurer you try) will exclude all water related claims from the policy - or set the water claims excess at £20,000.

    So effectively you will have no cover. Whatever the obligation...
    21-09-2020, 10:21 AM
  • Reply to Leak from upstairs - excess £5,000
    by Section20z
    As stated elsewhere the excess comes from the service charge as landlord insures comprehensively.
    Anyone who has a claim denied due to lack of negligence or act of God needs to find a new insurer.
    We use Aviva flats policy and water leaks are the most common cause of claim and I have never...
    21-09-2020, 09:45 AM
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