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Started by leaseholdanswers, 12-01-2014, 12:38 PM
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5,708 views
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Last Post Priever
by Priever
 
Started by leaseholdanswers, 27-12-2013, 10:53 AM
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3,805 views
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Last Post Klanator  
Started by leaseholdanswers, 30-07-2013, 10:13 AM
0 responses
5,483 views
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Last Post leaseholdanswers  
Started by ashburnham, 04-07-2013, 15:21 PM
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8,637 views
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Last Post ashburnham  
Started by Affinity, 23-01-2019, 15:46 PM
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2 views
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Last Post Affinity  
Started by Interlaken, 23-01-2019, 10:26 AM
3 responses
21 views
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Last Post Interlaken  
Started by paul332, 21-01-2019, 01:45 AM
3 responses
61 views
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Last Post claims handler  
Started by retro, 08-01-2019, 12:52 PM
7 responses
111 views
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Last Post claims handler  
Started by Leaseholder GRS, 15-01-2019, 23:04 PM
2 responses
63 views
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Last Post claims handler  
Started by Stahero, 30-12-2018, 12:49 PM
2 responses
89 views
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Last Post Kape65
by Kape65
 
Started by ontljoshi, 19-12-2018, 23:47 PM
1 response
67 views
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Last Post Gordon999  
Started by Milly26, 11-12-2018, 23:46 PM
8 responses
63 views
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Last Post eagle2
by eagle2
 
Started by retro, 10-12-2018, 23:32 PM
2 responses
53 views
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Last Post JK0
by JK0
 
Started by Berlingogirl, 04-12-2018, 10:51 AM
6 responses
75 views
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Last Post Berlingogirl  
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Latest Topics

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  • Insurance question
    Affinity
    Here is the scenario:
    Three flats in a building, sharing equally (1/3 each) the cost of building insurance.
    One of the flats is currently unoccupied because of imminent building work. The building works have been delayed. The insurance is £200 more expensive because of the flat being...
    23-01-2019, 15:46 PM
  • Block of 4 flats insurance gone up 50%
    Interlaken
    Our insurance on a small block of flats in SW London has just gone up by 50% to just over £1000 pa The reason I was given by the broker is that the existing policy included cover for 'acts of terrorism'. Even a policy without the T cover is 35% up on last year because all 4 flats are now rented out...
    23-01-2019, 10:26 AM
  • Reply to Block of 4 flats insurance gone up 50%
    Interlaken
    Thanks for that Ashburnham - I did wonder if a nasty experience was the case and not a general rule but the price with 2 others my current broker suggested was significantly higher. Will do as you suggest....
    23-01-2019, 11:31 AM
  • Reply to Block of 4 flats insurance gone up 50%
    ashburnham
    I am not aware of any increases to that extent with any of our underwriters for landlord property or terrorism cover in the last 12 months. Hopefully this is something isolated to your current insurer who maybe had a bad experience in the last 12 months with something in your postcode area or something...
    23-01-2019, 11:14 AM
  • Reply to Block of 4 flats insurance gone up 50%
    leaseholder64
    Do you have a clause about not causing premiums to increase? If so, enforce that against the sub-letting leaseholders, and get them to cover the additional cost or arrange their own insurance.
    23-01-2019, 10:51 AM
  • water Leaking to downstairs flat - is my thinking correct?
    paul332
    Hi,

    I have read the sticky posts about water leaking downstairs and insurance. I just want to make sure that I am doing this (legally) right as my situation is quite specific:

    - There was water leaking from the under boards of one of the bedroom flats to the downstairs flat...
    21-01-2019, 01:45 AM
  • Reply to water Leaking to downstairs flat - is my thinking correct?
    claims handler
    Hi Paul

    as per the advice from a suburban, the onus is on the owner of the flat below to prove that his damage was as a direct result of an act of negligence on you part.

    however in keeping good relations there is no harm on paying for their repairs or policy excess. just...
    21-01-2019, 15:45 PM
  • Reply to water Leaking to downstairs flat - is my thinking correct?
    JK0
    I think you know the answers, don't you Paul?

    Legally, no. Morally, yes....
    21-01-2019, 11:05 AM
  • Reply to water Leaking to downstairs flat - is my thinking correct?
    ashburnham
    First of all, I assume the leak has been rectified to prevent it happening again. Secondly, get your Landlord Insurance sorted ASAP in case something worse happens!

    In terms of repair to your downstairs neighbour, you are unlikely to be legally negligent and ultimately this is what the...
    21-01-2019, 09:44 AM
  • Damaged front wall
    retro
    Hello and happy new year to everyone.

    I was notified in early December by my tenant, that the brick front wall in my front garden was destroyed by my next door neighbour who "accidentally" drove into it...

    I am going through process of obtaining quotes from builders...
    08-01-2019, 12:52 PM
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