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Started by leaseholdanswers, 12-01-2014, 11:38 AM
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Last Post Priever
by Priever
 
Started by leaseholdanswers, 27-12-2013, 09:53 AM
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3,740 views
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Last Post Klanator  
Started by leaseholdanswers, 30-07-2013, 10:13 AM
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5,194 views
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Last Post leaseholdanswers  
Started by ashburnham, 04-07-2013, 15:21 PM
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Last Post ashburnham  
Started by Always Problems, 15-04-2018, 05:25 AM
6 responses
91 views
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Last Post leaseholder64  
Started by Canisius, 19-03-2018, 10:34 AM
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Last Post AshT30
by AshT30
 
Started by AnthonyLHD, 08-04-2018, 16:41 PM
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Last Post AnthonyLHD  
Started by Emilycarter, 04-04-2018, 16:22 PM
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Started by moralcrusader, 06-04-2018, 11:12 AM
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Last Post AndrewDod  
Started by Bubu de la Mancha, 07-04-2018, 09:16 AM
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Last Post Bubu de la Mancha  
Started by moralcrusader, 03-04-2018, 13:09 PM
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Last Post moralcrusader  
Started by Emilycarter, 03-04-2018, 14:50 PM
4 responses
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Started by aaj, 26-03-2018, 17:13 PM
6 responses
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Last Post Kape65
by Kape65
 
Started by Hallie, 19-02-2018, 19:17 PM
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Last Post buzzard1994  
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  • Public Liability Insurance
    Always Problems
    A large tree which is in my neighbours garden has blown over and landed on the roof of my portacabin causing extensive damage.
    My Portacabin is not insured.
    Am I not wrong in assuming that if my neighbour has his house insured his policy will automatically have Public Liability Insurance...
    15-04-2018, 05:25 AM
  • Reply to Public Liability Insurance
    leaseholder64
    Did you ever warn them that the tree posed a risk to your property? Was that in writing?
    19-04-2018, 16:42 PM
  • Reply to Public Liability Insurance
    Always Problems
    I should add the tree is on the opposite bank of a stream (his side) the tree is growing at a 45 degree angle so over the years it started to grow over my fence at an angle. 20 years ago I placed a portacabin at my boundary (when the tree was smaller) now the tree is so large that it has fallen down,...
    19-04-2018, 16:21 PM
  • Best landlord insurance
    Canisius
    I am new here and am renting out a property for the first time. And so I am wondering if there is a company that stands out for landlord insurance?
    Any suggestions much appreciated

    Thanks
    19-03-2018, 10:34 AM
  • Reply to Best landlord insurance
    AshT30
    I'm glad I've found this tread. I'll check out the Insurance Directory too. Thanks!
    16-04-2018, 18:02 PM
  • Reply to Public Liability Insurance
    jpkeates
    No, you are wrong.
    It's possible, but you can't assume it.

    Not that it really matters to you.
    If you have a valid claim (duty of care, negligence and reasonably foreseeable damage), they're liable whether or not they've insured against the likelihood.
    If you don't have...
    16-04-2018, 14:40 PM
  • Reply to Public Liability Insurance
    ashburnham
    If this was a healthy tree then the only person at fault is Mother Nature and unfortunately this means you will have to repair the damage yourself.

    If you feel the tree was not healthy or there is another reason you believe that your neighbour could have contributed to the falling of the...
    16-04-2018, 08:49 AM
  • Reply to Public Liability Insurance
    leaseholder64
    There is no legal requirement for house insurance. I'm not sure that lenders are concerned about public liability insurance. So, whilst it is likely that there is public liability insurance, there may not be.

    The existence of such insurance is irrelevant to who is liable, and, as already...
    15-04-2018, 11:38 AM
  • Reply to Public Liability Insurance
    AndrewDod
    Was it predictable? Was it an apparently healthy tree or was neighbour (or you) digging around it or trenching (for example).

    If it is just one of those things, you are responsible. If you caused it, you may be responsible for sorting out your neighbour's problems as well.
    15-04-2018, 10:49 AM
  • Hotel Insurers
    AnthonyLHD
    Who are the best insurers/ insurance brokers for hotels in London?
    My client has a hotel and has asked me to obtain him some quotes for him
    Thank you...
    08-04-2018, 16:41 PM
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