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Started by leaseholdanswers, 12-01-2014, 12:38 PM
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by Priever
 
Started by leaseholdanswers, 27-12-2013, 10:53 AM
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Last Post Klanator  
Started by leaseholdanswers, 30-07-2013, 10:13 AM
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Started by ashburnham, 04-07-2013, 15:21 PM
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Started by AVJ113, 22-01-2022, 18:05 PM
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Last Post theartfullodger  
Started by JamesHopeful, 20-01-2022, 10:51 AM
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Started by Marcus Read, 24-12-2021, 10:56 AM
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Last Post L4NDLORD  
Started by MorProp, 05-01-2022, 09:36 AM
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Last Post Steve Barnes  
Started by Christine22, 03-01-2022, 13:16 PM
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by sgclacy
 
Started by Vonster, 24-12-2021, 15:20 PM
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Started by Ldn2021, 29-12-2021, 21:19 PM
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by Ldn2021
 
Started by 2ndb2l, 29-12-2021, 14:10 PM
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by 2ndb2l
 
Started by London65, 28-12-2021, 22:10 PM
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Started by Steve568, 14-12-2021, 15:02 PM
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  • Ensuring Insurance
    by AVJ113
    Looks like I'm going to get my first rental property. I will be getting a BTL mortgage for a small, very cheap house, possibly with a sitting tenant. What minimum insurance do I need legally; what do you advise on top of that, and who is the best provider of such insurance?
    22-01-2022, 18:05 PM
  • Reply to Ensuring Insurance
    by theartfullodger
    None legally, but very very likely the mortgage will require it. Check exact requirements.

    And when does the tenant say they 1st moved in (don;t trust vendor, agent or solicitor..)??
    22-01-2022, 18:52 PM
  • Can I get property owner's liability insurance on its own for a house?
    by JamesHopeful
    Is it possible to obtain property owner's liability on its own for a house?

    I realise that it is normally purchased as part of a buildings insurance policy. However, there are some circumstances where buildings insurance may not seem necessary (e.g. for a house which will soon be demolished,...
    20-01-2022, 10:51 AM
  • Unoccupied Property Insurance
    by Marcus Read
    Every landlord has void periods, and I have one now. I would like to insure for the obvious risks, such as unauthorised occupants (squatters), malicious damage, etc. But whenever I've looked into this, insurers say they will only offer 'FLEEA' insurance (fire, lightning, explosion, earthquake, aircraft)...
    24-12-2021, 10:56 AM
  • Reply to Unoccupied Property Insurance
    by L4NDLORD
    Certainly the Zurich wording says a " Responsible Person " must inspect unoccupied premises at least once a week; there are also other risk requirements, esp during the winter
    15-01-2022, 18:40 PM
  • Reply to Unoccupied Property Insurance
    by Piffy
    I once had a Commercial Property and had to close my business for a month because a car drove into the front of the building and demolished the doorway. I wnt on holiday for 2 weeks and when I returned I went to the property and let myself in through another door and everything was OK. That night the...
    11-01-2022, 13:45 PM
  • Protfolio Landlord Insurance
    by MorProp
    Hi all,

    Can anyone recommend an insurance provide or broker for freehold BTLs?

    also, from your experience, what should be covered and what to look out for?

    how do you deal with emergencies?

    thanks!
    05-01-2022, 09:36 AM
  • Reply to Protfolio Landlord Insurance
    by Steve Barnes
    I always recommend that you should have a check list of the covers that are important to you and make sure that these covers are included within the quotations that you receive. That way you can compare the premiums easier and make sure it meets your needs, for example, as the property is being rented...
    10-01-2022, 13:19 PM
  • Reply to Protfolio Landlord Insurance
    by L4NDLORD
    One should check that cover includes terrorism! Would provide cover in the event your tenants used the rented property (or one nearby) to make a bomb that exploded. Also access and trace. And non invalidation cover. And three years loss of rent. Very few policies include CBRN but the very best do. Half...
    10-01-2022, 03:08 AM
  • Reply to Protfolio Landlord Insurance
    by SouthernDave
    I use John Lawton, Cascade Insurance
    09-01-2022, 09:45 AM
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