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Started by leaseholdanswers, 12-01-2014, 11:38 AM
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5,575 views
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Last Post Priever
by Priever
 
Started by leaseholdanswers, 27-12-2013, 09:53 AM
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3,756 views
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Last Post Klanator  
Started by leaseholdanswers, 30-07-2013, 10:13 AM
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5,273 views
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Last Post leaseholdanswers  
Started by ashburnham, 04-07-2013, 15:21 PM
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8,265 views
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Last Post ashburnham  
Started by Landlord2018, 21-07-2018, 10:32 AM
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7 views
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Last Post Landlord2018  
Started by ghk2010, 11-07-2018, 10:59 AM
3 responses
79 views
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Last Post ghk2010
by ghk2010
 
Started by bengal, 13-07-2018, 10:07 AM
2 responses
36 views
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Last Post ashburnham  
Started by bengal, 13-07-2018, 10:15 AM
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29 views
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Last Post ashburnham  
Started by Howletts, 12-07-2018, 19:16 PM
1 response
40 views
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Last Post ashburnham  
Started by skidder, 12-07-2018, 11:40 AM
4 responses
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Last Post skidder
by skidder
 
Started by loades, 14-07-2018, 06:03 AM
1 response
25 views
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Last Post Gordon999  
Started by CWalton, 14-07-2018, 09:06 AM
2 responses
28 views
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Last Post CWalton
by CWalton
 
Started by RayG, 06-07-2018, 07:50 AM
2 responses
60 views
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Last Post Gordon999  
Started by RayG, 04-07-2018, 14:25 PM
10 responses
56 views
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Last Post RayG
by RayG
 
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  • Fee for obtaining an insurance certificate?
    Landlord2018
    I recently requested an insurance certificate from the management company of a flat I am letting. They told me I need to pay their solicitor £29 to obtain it and I would need to appoint a solicitor to dispute the matter. There is nothing in the lease that covers the fee aside from the term that states...
    21-07-2018, 10:32 AM
  • Landlord insurance for leasehold property
    ghk2010
    The block is already insured by the management company but it seems like we need landlords insurance but only to cover public liability (if the tenant gets injured at the property and decides to claim) and also the ability to rehouse the tenant if the block suffered any damage and became inhabitable....
    11-07-2018, 10:59 AM
  • Reply to Landlord insurance for leasehold property
    ghk2010
    thanks for the replies
    19-07-2018, 11:12 AM
  • Types of insurance
    bengal
    Is there a difference between Residential propety owners insurance and landlord insurance?

    Thanks
    13-07-2018, 10:07 AM
  • Reply to Types of insurance
    ashburnham
    "Landlords Insurance" covers residential or commercial let properties and "Residential Property Owners Insurance" covers any residential property whether owner occupied or let.

    There is an overlap between the two definitions as both cover residential let properties,...
    17-07-2018, 10:24 AM
  • How to work out buildings sum insured on HMO's
    bengal
    How do you calculate buildings sum insured for HMO's please? and what are the consequences if you get it wrong - particularly if you over estimate?

    Thanks
    13-07-2018, 10:15 AM
  • Reply to How to work out buildings sum insured on HMO's
    ashburnham
    I would always suggest a surveyor to give you the sum insured for insurance purposes. The calculator in above post is a good free alternative but must be only gives genrally guidance on rebuilding costs. Consequences of over estimating is that you may be overpaying on insurance premium. Consequences...
    17-07-2018, 10:05 AM
  • Shop with flying freehold Buildings Insurance question
    Howletts
    Hello

    I have a small shop which is part of a bigger residential building. The residential building extends over the full shop. Can anyone recommend how I would get buildings insurance to protect against anything happening in my shop that may affect the property above or to the side? I know...
    12-07-2018, 19:16 PM
  • Reply to Shop with flying freehold Buildings Insurance question
    ashburnham
    Most buildings/contents insurance policies will include Property Owners Liability or Public Liability cover. If you are liable for any damage caused to adjacent properties or injury to third parties, this will provide the necessary cover. As always, check the cover is included and look out for any special...
    17-07-2018, 09:30 AM
  • Insurance admin charges
    skidder
    Just a quick question if anybody could answer please.

    Are my freeholders allowed to charge an administration fee on top of the already extortionate insurance premium? There is nothing in my lease referring to this.

    I have questioned it and they have quoted they want to be transparent...
    12-07-2018, 11:40 AM
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