How much housing benefit will my tenant get?

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  • How much housing benefit will my tenant get?

    I'm thinking of offering my flat to a tenant who has been told, it seems, that because he's on DLA (care middle rate, mobility lower), he'll get an enhanced rate of housing benefit for his age (27) of £407 per month.

    Any ideas whether this is likely to be correct?

  • #2
    I wouldn't if I were you. Apart from benefit tenants frequently chosing to keep their benefits rather than pay their rent with them, you have the problem of discrimination legislation.

    (Someone here was recently trying to evict a non payer with a disability, and was constantly told that was impossible due to discrimination legislation.)

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    • #3
      I actually trust this guy when he says he wants the benefit paid direct to me. I can see evictions are potentially more complicated with the disabled, but it seems that as long as the landlord takes any disability into account (and this guy is not mentally disabled which should make it easier) there should be no problems with eviction for rent arrears or anti-social behaviour.

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      • #4
        You or tenant can go online at gov.uk and use benefits calculators to see what she will get
        I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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        • #5
          So you are letting your property at £407 per month ?

          Yes or no. ?
          How much rent is your property advertised at ?
          If it's more than £407 per month, then this proposed tenant will NOT be able to find any more money to pay the full rent ! because he can't even afford to pay any rent from his own earnings in a job.

          It is plain to see this proposed tenant cannot afford to pay rent, and has to ask the government to pay "some" of the rent for him.

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          • #6
            Originally posted by theartfullodger View Post
            You or tenant can go online at gov.uk and use benefits calculators to see what she will get
            I have done this thanks and he is right, he will get £407 a month.

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            • #7
              ram,

              The rent is £400 a month. It's not plain to me that he can't afford the rent because assuming he gets the housing benefit, and I can't see any reason why he shouldn't, he can afford it. There seems to be bias against DSS among some landlords which is partly why I want to give the guy a break.

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              • #8
                I will agree that the government will give the proposed tenant money to you ( or him ) to pay your rent BECAUSE he himself cannot afford to, without a free handout from the Government.

                You will be lucky here as the benefit for housing is more than the rent.
                You are EXTREMELY lucky your rent is so low, and we all hope that your kindness does not come back to bite you. And good for you for wanting to help.

                It's when rent may be £ 600 a month, and people just can't afford the extra £ 200.

                Lets just say I know some one who has to --- do other things to pay that £ 200 a month.
                And if the dss / LHA find out, they will take that £ 200 off the tenant, or most of it. or worse still, stop all his benefit till they get to the bottom of it.

                You can work up to 16 hours a week, but that still leaves £ 40 to find, which most none working tenants can't find without breaking the law on employment rules.[/SIZE]

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                • #9
                  Originally posted by olibird View Post
                  There seems to be bias against DSS among some landlords which is partly why I want to give the guy a break.
                  Do you think there might be sound reasons for that?
                  Can your prospective tenant still afford the rent if his benefits are stopped or cut?
                  Are you going to subsidise his rent in the highly likely event of benefits failing to keep up with market rents in coming years?
                  Have you discussed this with the guarantor, do they fully understand what they are getting into?

                  (I have DSS tenants BTW)

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                  • #10
                    DLA/PIP will not increase HB, or UC housing element, paid to a private tenant.

                    It may mean that the 'bedroom tax' is disregarded in social housing.

                    If it is HB then he will only get the LHA for your particular council.

                    It can be hard to get HB paid directly to the landlord.
                    The main reason to do this is because of arrears, but even then it can be hard to get set up.

                    If we are actually talking about UC housing element then its even harder.

                    PS. I am on a disability benefit and I get my HB LHA of £60/week paid direct to my LL.
                    OK most of the time; but we have had problems with this in the past wich took months to sort out with the council.
                    If you can't wait months for your rent then beware.

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                    • #11
                      What nukecad says but, minor point,

                      Originally posted by nukecad View Post
                      ....If it is HB then he will only get the LHA for your particular council. ........
                      he will only get something UP TO the relevant LHA rate, depending on other income and savings: There's about a million working people getting some HB, usually not the full amount.
                      I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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                      • #12
                        Originally posted by theartfullodger View Post
                        he will only get something UP TO the relevant LHA rate, ..... usually not the full amount.
                        Yes I was simplifying,

                        My local LHA rate is £63.25 weekly for my circumstances, but I only claim £60.00 because that is what my current rent is.

                        If it was more than £63.25 I would have to make up the difference.
                        As it's lower then I don't get to keep the £3.25 difference. LOL.

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                        • #13
                          Unless he makes a full recovery from his condition, then he will always receive DLA.

                          So it's pretty less risky than other benefits renters.

                          Though I'm biased, since I am on LHA and I'm not a layabout or dosser, nor will seek to mash up a property. I know the bias against DSS is logical somewhat but then it doesn't make sense overall.

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                          • #14
                            Originally posted by co999 View Post
                            Unless he makes a full recovery from his condition, then he will always receive DLA........
                            Doubt it: OP stated
                            I'm thinking of offering my flat to a tenant who has been told, it seems, that because he's on DLA (care middle rate, mobility lower), he'll get an enhanced rate of housing benefit for his age (27) of £407 per month....
                            Whereas Mother T states at
                            https://www.gov.uk/dla-disability-li...nefit/overview
                            If you were born after 8 April 1948 and you’re already claiming, you’ll continue to get DLA until the Department for Work and Pensions (DWP) writes to tell you when your DLA will end and invites you to apply for Personal Independence Payment (PIP).
                            So he'll be offered PiP at some point, almost certainly at a reduced rate...possibly a reduced rate of £0. (See e.g. such stories as..http://www.independent.co.uk/news/uk...-a7598391.html

                            And with the continuing welfare cut-backs, not to mention post-leaving-EU slump, the prospects for all benefits being reduced is high...
                            I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

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