My tenant lied to me

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    My tenant lied to me

    My tenant lied to me saying he missed the first universal credit payment. But actually according to one of my friend the payment normally only take two weeks to come directly to the bank account. What can I do? Can I find a way to let the universal credit directly make overdue rent payment? I really hate those rubbish people who think the landlord is stupid. Any advice please

    #2
    Universal credit usually takes a lot longer than 2 weeks and the rent element is paid in arrears, not in advance.

    You can apply to have the housing element of UC paid directly if the tenant is in arrears, but the DWP won't pay off actual arrears.
    Your local authority might make a payment to prevent the tenant being made homeless.
    When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
    Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

    Comment


      #3
      Thanks I am more interested in your second paragraph, should I contact council housing department regarding this ?

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        #4
        You can try, but they'll need to talk to the tenant and you'll have to have actually served notice for the arrears.
        When I post, I am expressing an opinion - feel free to disagree, I have been wrong before.
        Please don't act on my suggestions without checking with a grown-up (ideally some kind of expert).

        Comment


          #5
          As it's UC then as a landlord you need to submit a form UC47 to apply to the DWP for a 'Managed Payments to Landlord', which can include an amount for arrears.
          However any repayment of arrears granted will be on a 'pay back at so much a month' basis.

          UC47's can now be submitted online.

          It does take time to set up MPTL, and as noted UC Housing Element is paid in arrears.

          See here for more details of MPTL and how to apply: https://www.gov.uk/government/public...ears-deduction

          The other option mentioned above is a 'Discretionary Housing Payment'.
          These are granted by the Local Authority/council to give temporary help with rent, rent arrears, or other housing costs.
          The tenant has to apply for a DHP, note that as the name says they are discretionary.
          https://www.gov.uk/government/public...using-payments

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            #6
            Thanks so much !

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              #7
              Originally posted by Uklondoner View Post
              ............... I really hate those rubbish people who think the landlord is stupid. Any advice please
              As a stupid landlord I take grave exception to your slur, Sir!

              Next week, amazing, unexpected, revelations that from time2time landlords lie to tenants.............. and agents from time2time lie to landlords AND tenants... and MPs & a particular special adviser seem to lie to most people most of the time
              I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

              Comment


                #8
                The rent has to be two months or more in arrears? My case the tenant owe me less than two months can still do the form?

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                  #9
                  2 months required for S8

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                    #10
                    I think the OP means the UC47

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                      #11
                      Originally posted by Perce View Post
                      2 months required for S8
                      Nope, 1p owing is ok for s8g10
                      I am legally unqualified: If you need to rely on advice check it with a suitable authority - eg a solicitor specialising in landlord/tenant law...

                      Comment


                        #12
                        Originally posted by Uklondoner View Post
                        The rent has to be two months or more in arrears? My case the tenant owe me less than two months can still do the form?
                        That's the usual reason for a landlord requesting MPTL, but it doesn't have to be 2 months and it's not the only reason for granting MPTL.

                        See section 2.1 of the Alternative Payments Arrangements guidance for other circumstances in which MPTL will be considered: https://www.gov.uk/government/public...t-arrangements

                        Of course the covid situation is also changing guidance and criteria from week to week.

                        PS. That particular link is given in the first page that I linked above, it's often a good idea to follow some of the links given on those guidance pages which will then give more details.
                        You get used to picking out which links you should follow, and which bits you can ignore, once you get used to reading that style of DWP/govenment guidance.

                        Comment


                          #13
                          Originally posted by Uklondoner View Post
                          My tenant lied to me saying he missed the first universal credit payment. But actually according to one of my friend the payment normally only take two weeks to come directly to the bank account.
                          Your friend is ill-informed. There is a 6 week delay in the first payment of UC. Its the law! What your friend might be referring to is that the UC claimant can request a payment in advance. Its unlikely you'll want them to do that! Thats because whatever 'advance' your tenant receives, they will have to pay it back via deductions from their on-gong UC entitlement, which is already paid at a very low amount before deductions, let alone after loan repayments to the DWP!

                          So if you ask your tenant to make such a request to the DWP (they don't have to, and you have no legal/moral right to ask them to contact the DWP for an advance payment anyway) you're putting your indebted tenant into even more debt. The repayment they will then have to make to the DWP from their on-going UC entitlement, will result in them having even less money to buy food/clothes etc over the next 12 months, and so they are likely to be unable to pay their rent at a later date just because they are having to repay a debt you would have asked them to take out. Not sure any court would appreciate you doing that if you went for eviction at a later date?

                          So what can you do? Well, for starters Ignore your ill-informed foolish friend, and ask your tenant to contact their local council and make an application for a DHP (Discretionary Housing Payment), which should cover some if not all of the arrears. You could then wave any remaining rent to keep the tenancy and secure your future income minimising the chances of any void periods in future, if you can work out an agreement with the tenant?

                          P.S.

                          Originally posted by Uklondoner View Post
                          My tenant lied to me
                          Now you're aware of the law, perhaps you owe your tenant an apology?

                          P.P.S.
                          Originally posted by Uklondoner View Post
                          I really hate those rubbish people who think the landlord is stupid
                          A less abrasive tone will usually pay dividends. Just sayin'!

                          Comment


                            #14
                            There is normally a 5 week wait for UC not six. One month from the initial date of claim is the assessment period, the payment is normally made on day 7 following the assessment period.

                            Comment


                              #15
                              So different in USA; if the tenant is late, a late payment fee is payable, typically $35 per day! . If the tenant is more than a week late the landlord can go down to the courthouse and get an eviction; amazingly enough the Sheriff will attend whilst the Tenant's belongings are placed on the sidewalk. A much more landlord friendly place to be a resi landlord.Different tricks to learn operating in the sub-tropics. As we are concerned with heating and EPCs over there, it is all about keeping the air con running more or less permanently to avoid what they call mold and we call mould. Being a landlord in the US with at least $500,000 in real estate means that you can apply to stay more or less for ever without a green card or becoming a US citizen should you agree not to take a salaried job that a Yank could do. There are stacks of things to buy. for what appears to be very little money, I probably would avoid downtown Detroit, sure there are bargains but tenants in distress have a habit of setting fire to the homes to resolve tenancy disputes - or shooting the landlord.!

                              Comment

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